This article is sponsored by American Express
For our final article in the series on the American Express Platinum Card, we’re digging into the Card’s top lifestyle perks.
These benefits are in addition to the Card’s excellent rewards program and numerous travel-related perks, which we covered in earlier articles.
But first, it’s important to highlight that the Platinum Card currently comes with 200,000 Bonus Membership Rewards Points when you apply online via our Amex partner link by 8 July 2025, are approved and spend $5,000 on eligible purchases on your new Card within the first 3 months (T&Cs apply; new Amex Card Members only).¹
Don’t miss out!
Global Dining Credit
Dining out can be a truly memorable experience, made even better when Amex picks up the tab!
Platinum Card Members get up to $400 in dining credits to spend at over 2,000 restaurants around the world: up to $200 at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad² (Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2025.).
You can use the Amex Experiences App to explore the global selection of restaurants, from Michelin-starred hot spots to hidden gems, and find the one that’s right for the occasion.
Events and Experiences
Get ahead of the pack with American Express Experiences, where Platinum Card Members enjoy early ticket access³ for entertainment events.
Whether you’re a music fan, a theatre lover, a follower of fashion or a keen foodie, you could enjoy the best seats in the house at top concerts and shows.
You’ll also receive entry to American Express Lounges located in entertainment venues across Sydney, Melbourne and Brisbane, where you can kick back before the show (wait times, T&Cs apply).
American Express Lounge at Allianz Stadium Sydney
If you enjoy the finer things in life, Platinum Card Members can purchase tickets to specially curated events that are not open to the general public, such as:
- Penfolds Grange Wine Dinner⁴, where guests enjoy fine wine, expert narration and matched dishes in some of Australia’s best restaurants
- NSW Golf Invitational⁵, where players compete in 18 holes of individual and team Irish Stableford golf and have the chance to win a curated selection of prizes, followed by lunch in the spectacular clubhouse
- Porsche Drive Day⁶, which gives car enthusiasts the chance to enjoy a scenic drive through the NSW Southern Highlands, experiencing the thrill of Porsche’s luxury vehicles as you are guided by an experienced team of drivers, followed by a two-course meal.
Retail and Wellness
Your Platinum Card comes with benefits designed to elevate your shopping experience, with exclusive offers and partnerships.
These include:
- Amazon Prime subscription⁷: receive a credit for your monthly or annual Amazon Prime subscription up to $84 per calendar year until 31 December 2025 when you pay with your Platinum Card. Discover perks like fast and free shipping on millions of eligible items, access to Prime Video (now with limited ads), and over 100 million songs with Amazon Music Prime (one-time enrolment required; exclusions apply).
- The Australian Premium digital subscription⁸, which gives you access to expert news coverage and analysis from both The Australian and The Wall Street Journal
- Langton’s fine wine⁹: receive access to sought-after fine wines and personalised recommendations, as well as the opportunity to enjoy a $50 welcome voucher and annual complimentary bottle of wine (one-time enrolment required; terms, conditions, exclusions and spend criteria apply; benefit ends on 30 June 2026).
- Amex Offers¹⁰: Get a credit on your account with a range of merchants: simply choose the offers you like online or in the Amex app, save them to your Card and meet the required spend to redeem the offer.
Insurance and Protection
Travel with Platinum Travel Insurance¹¹: You, your spouse and your dependent children, Additional Cardholders, their spouse and dependent children are eligible for insurance when you pay for a return trip with your Platinum Card or Membership Rewards Points. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
Your Platinum Insurance includes Smartphone Front Screen Cover¹² when you pay for your smartphone with your Card, either outright or on a monthly contract.
Finally, Card Purchase Cover¹³ provides cover for theft or damage to eligible items within 90 days of purchase, while Card Refund Cover may be available if a retailer refuses to accept the return of an eligible item.
Summing up
The Platinum Card delivers a range of lifestyle benefits and access to experiences that can provide compelling value to Card Members.
These are in addition to the stellar Membership Rewards program and numerous travel-related benefits, which we covered in earlier articles.
Don’t forget – the Card comes 200,000 Bonus Membership Rewards Points¹⁴ for a limited time via our Amex partner link below. Don’t miss out!
To read more and apply on Amex’s website, click here.
* Terms & Conditions – click here to view
- 200,000 Bonus Membership Rewards® Points are only available to new American Express Card Members who apply online by 8 July 2025, are approved and spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. The American Express Platinum Card has an annual fee of $1,450. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
- Global Dining Credit.
- Maximum amount back is $200 on spend at participating local restaurants (Local Dining Credit) and AUD$200 on spend at participating abroad restaurants (Abroad Dining Credit) per redemption period: Each redemption period resets on 1 January until the offer end date of 31 December 2025. The redemption periods are:
- 05 July – 31 December 2022
- 1 January – 31 December 2023
- 1 January – 31 December 2024
- Primary Card Member Only: The Benefit is only available to Primary American Express Australia Platinum Card Members using their Platinum Personal Charge Card. Transactions made with an Additional Card is not eligible for this Benefit.
- Save this Benefit First: A one-time enrolment is required. You must first save the Benefit to your Platinum Card before making your payment to qualify for the Benefit. Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the Benefit. If you use another card to make a payment at any time, you will not be eligible for the Benefit on that card.
- If you switch to a new Card product that is not eligible for this Benefit, enrolment will be removed from your Card Account. If a Card you hold is ineligible, you will not be able to see the Benefit, nor will you be able to save the Benefit to the Card. If you are no longer eligible for this Benefit due to a change in Account status, including but not limited to fraudulent flags, suspension or cancellation, it will be removed from your Account.
- Eligible Transactions: Benefit only available for dine-in services made in-person at a participating restaurant, full list can be found here. Participating restaurant list subject to change without notice, please check before you dine as you won’t be eligible to receive a credit if the restaurant isn’t on the list at the time of your transaction.
- Excluded Transactions: Benefit excludes purchases of gift cards and vouchers, transactions made towards deposits charged upfront by the venue, booking, cancellation, and no-show charges, takeaway or dine-at-home services. If you spend in a currency other than Australian Dollars a Currency Conversion Fee of 3% applies and this fee does not count towards the Benefit. For more information regarding charges made in foreign currencies refer to your Card Member Agreement.
- Direct Payments Only: If you pay using payment processors such as QR payment or restaurant in-app purchases, you may not be eligible for the Benefit. Please request to pay at the restaurant’s designated checkout register.
- Award of Credits: Credit(s) should appear on your billing statement within 30 days from the date of payment but may take longer. Credit(s) are not redeemable for cash or any other payment form. Credit may be reversed if your qualifying purchase is refunded or cancelled.
- Expiry or Withdrawal of Benefit: The Benefit will expire on 31 December 2025. American Express can withdraw the Benefit at any time by giving you 60 days’ notice.
- Your use of participating restaurants: Your purchase of goods and/or services from the participating brands is governed by their respective terms and conditions (including privacy policies). American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brands’ goods and/or services should be directed to their customer service.
- Our General Offer Terms: Our General Offer Terms also apply to the Benefit and contain important additional terms.
- Maximum amount back is $200 on spend at participating local restaurants (Local Dining Credit) and AUD$200 on spend at participating abroad restaurants (Abroad Dining Credit) per redemption period: Each redemption period resets on 1 January until the offer end date of 31 December 2025. The redemption periods are:
- Some Platinum event invitations are sent by post, however, most invites are sent by email only. To enrol for American Express email marketing communications, visit americanexpress.com.au/email and check ‘yes’ for email under communication preferences. Event availability is strictly limited and on a first come, first served basis.
- Maximum 6 tickets per Account. Guests must be 18 years of age or older to attend. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
- Maximum 4 tickets per Account. Guests must be 18 years of age or older to attend. 1. Due to the rules and regulations of the private golf clubs, participation in the American Express Golf Invitational is restricted to existing members of a golf club. Membership numbers and handicaps of all players in your party must be submitted at the time of booking. On the day, groups will consist of four players. 2. All players must meet the Rules of Amateur Status to compete for the prestigious prizes. Players must not be, nor have ever held, Professional Status. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
- Maximum 2 tickets per Account. Drivers must be over the age of 25 and hold a full Australian Driver’s License. Due to limited spaces available, tickets will be sold in groups of 2 only. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
- Amazon Prime Subscription Credit.
- Benefit Limit is $84 per calendar year: The benefit value is capped at $84 in each calendar year, whether you are on a monthly or annual subscription. You cannot carry any unused benefit value from one calendar year into the next. If Amazon increases its subscription fees at any time, this benefit will not cover any amount exceeding the benefit limit and you must cover the difference.
- Primary Card Member Only: The benefit is only available to the Primary American Express Australia Platinum Card Member using their Platinum Card; it is not available for payments made with any Additional Card.
- Enrol Your Card First: You must first enrol your Platinum Card before paying your Amazon Prime subscription to qualify for the benefit. Only subscriptions paid after enrolment are eligible for the benefit. You should ensure that your Platinum Card is set as your default payment method with Amazon Prime to avoid missing the benefit. If you use another card to pay your Amazon Prime at any time, you will not be eligible for the benefit for payments made on that card.
- Eligible Payments: Both monthly and annual subscriptions are eligible. The benefit only applies to Amazon Prime subscription payments, and excludes any additional purchases or charges, such as Prime Video purchases.
- Expiry or Withdrawal of Prime Benefit: The Amazon Prime benefit will expire on 31 December 2025. American Express can withdraw the Amazon Prime benefit at any time by giving you 60 days’ notice. After the expiry or withdrawal of the benefit, credits will cease but your Amazon Prime subscription will continue unless you cancel it. You may cancel your Amazon subscription at any time by accessing ‘Manage Prime Membership‘ on your Amazon account and changing your membership settings.
- Direct Payments Only: Your Amazon Prime subscription must be made in Australian Dollars online at amazon.com.au/prime or via the Amazon Prime app to be eligible for the benefit. If you pay using third party payment providers, such as PayPal or Buy Now Pay Later providers, you will not be eligible for the benefit.
- About Credits: Credit(s) should appear on your billing statement within 30 days from the date of subscription payment but may take longer. Credit(s) are not redeemable for cash or any other payment form.
- Your use of Amazon Prime: Your use of the Amazon Prime service (including your subscription) is governed solely by Amazon Prime’s terms and conditions (including privacy policies). American Express is not responsible in any way for Amazon or its services. Inquiries or complaints related to the Amazon Prime service should be directed to Amazon Customer Service. Amazon, Amazon Prime, Prime Video, Amazon Music and all related logos are trademarks of Amazon.com, Inc. and its affiliates.
- Our General Offer Terms: Our General Offer Terms also apply to the Amazon Prime benefit and contain important additional terms.
- The Australian Premium Subscription benefit offer (‘Benefit’) is available to eligible American Express Australia Card Members (‘Card Members’). Once you have requested to enrol in The Australian Premium Subscription, American Express Australia Limited (‘American Express’) will determine your eligibility to enrol in the Benefit via the enrolment process. If eligible then American Express will share your enrolment information with Nationwide News Pty Ltd (‘News Corp’). News Corp may use this enrolment information in accordance with its privacy policy available here. The Benefit will provide eligible Card Members with; (a) a 12 month digital access to The Australian which provides premium content at theaustralian.com.au and via The Australian app; (b) eligibility to activate a digital subscription to the Wall Street Journal which will run concurrently with the subscription in (a) above; (c) a bespoke The Australian Premium e-newsletter sent every week and exclusive to subscribers of The Australian Premium subscription; and (d) access to The Australian Insiders’ Briefing virtual event held twice per calendar year. Eligible Card Members must activate the Benefit described in (a) above in order to be provided with the opportunity to activate or enjoy the other parts of the Benefit. Card Members are not required to pay for the Benefit. Subscriptions provided under the Benefit will be automatically renewed every 12 months provided American Express and News Corp continue their arrangements in relation to this Benefit. Under the Benefit, you are limited to one digital subscription per eligible Card Member; not to be used in conjunction with any other offer; subscription is for digital content only; physical newspapers are not included. In addition to these terms and conditions, your use of the Benefit is subject to News Corp’s full digital subscription terms and conditions available here. For avoidance of doubt, terms and conditions contained here will take precedent in the event of inconsistency. Eligible Card Members will be required to agree to News Corp’s terms and conditions and privacy policy to activate the Benefit. News Corp may cancel any digital subscription provided under the Benefit at any time if the Card Member subscriber is in breach of these terms and conditions or the News Corp terms and conditions for any part of the Benefit, if notified by American Express that a Card Member is no longer eligible for this subscription or if American Express and News Corp cease to have an agreement relating to the continued provision of the Benefit. The value of the Benefit is not redeemable for cash or any other payment form. American Express may end this Benefit at any time.
- Benefit is available to both Primary and Additional American Express Platinum Card Members. Enrolment via www.langtons.com.au/platinum and Client Services contact is required to be eligible for these benefits. One $50 welcome voucher may be redeemed per eligible Card Member, and is valid on purchases through the LANGTONS Client Services only with a minimum spend of $240 in a single transaction. The welcome voucher is only available to Card Members who are using LANGTONS Client Services for the first time. You must be at least 18 years of age to redeem this offer. The offer is not redeemable or exchangeable for cash or credit and is not valid for use on purchases outside LANGTONS Client Services. This offer is fulfilled by LANGTONS and American Express is not liable for the actions or inactions of such suppliers. The LANGTONS benefit including the welcome voucher offer and Annual Reward ends 30 June 2026. 2023 LANGTONS Pty Ltd. All rights reserved.
- Once enrolled, Card Members are eligible for an Annual Reward from LANGTONS based on the following criteria:
- a) Spend $5,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $50 retail price.
- b) Spend $10,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $100 retail price.
- c) Spend $25,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $250 retail price.
- d) Spend $50,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of Grange or a bottle of wine with a retail value at least equivalent to the market value of the current vintage of Grange.
- Once enrolled, Card Members are eligible for an Annual Reward from LANGTONS based on the following criteria:
- The following are not Eligible Cards: Business Cards that are affiliated with a wholesale partner, American Express Business Travel Accounts, Government Cards, Corporate Purchasing Cards, Corporate Meeting Cards, Corporate Cards. To view Amex Offers, simply log into your Online Account or the American Express Mobile App. The account must being in good standing to be eligible for offers.
- IMPORTANT INFORMATION: If the unexpected happens on your travels and a medical emergency arises, your first port of call is Chubb Assistance. In the event of an incident and to ensure you get appropriate, and fast, treatment from a doctor who speaks your language, you must call Chubb Assistance on +61 2 9335 3492 or the number on the back of your Card before seeking medical treatment, or you may be responsible for your medical expense costs. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
- The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
- The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
- 200,000 Bonus Membership Rewards® Points are only available to new American Express Card Members who apply online by 8 July 2025, are approved and spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. If you previously held a David Jones American Express Card and have not held any other American Express Card(s) in the past 18 months, you will be eligible for the offer. All other Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. The American Express Platinum Card has an annual fee of $1,450. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.