How to pay for a Qantas flight with a credit or debit card and avoid Qantas’ card payment fee

By |2018-02-27T17:27:58+00:0026 February 2018|

When you pay for a Qantas flight with a credit or debit card, you have to cop Qantas’ annoying card payment fee, which is up to $11 for a domestic flight or $70 for an international flight, per passenger.

While these fees aren’t huge, they do add up – especially if you travel often or in a group – and although Qantas does provide fee-free payment options, many customers want to use a card because of the convenience, to earn reward points or (depending on the card T&Cs) to trigger travel insurance.

What most people don’t know is that there is a relatively easy way to avoid Qantas’ card payment fee. It involves first purchasing a Qantas gift voucher and then using it as part payment for your booking.

When you do this, Qantas waives the card payment fee for both the initial voucher purchase and for any further payment needed to cover the cost of the fare.

For example, you can buy a $50 gift voucher and redeem it for a fare that costs thousands of dollars, paying for both the voucher and the remaining amount with a credit or debit card. No card payment fees will be charged, saving you up to $70.

You can buy a voucher for yourself, for someone else or for a group of people. When you buy it, it’s delivered to your email inbox almost straight away, ready for use.

The minimum voucher amount is $50 per passenger. There’s no need to purchase any more than this, as the voucher only needs to cover a portion of the final fare for this trick to work.

There are some restrictions on how a voucher can be used, so make sure you read the terms and conditions on Qantas’ website, here.

Importantly, you have to nominate the number of people who will fly using the voucher, and this number cannot be changed later (but the names of the persons can be).

Up until late 2016, Qantas occasionally ran promotions where you could earn up to $10 points per dollar on gift voucher purchases. That was an easy way to earn more points on flight bookings, but we haven’t seen such a promotion for a while, so it might not be back. Still, it’s worth keeping an eye out for it.

To buy, redeem or read more about Qantas gift vouchers, click here.

And don’t forget, for just a few more weeks you can get up to 100,000 bonus Qantas Points with some huge credit card offers currently in the market: read more about them here!  

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About the Author:

Kris is the founder of The High Life and a complete travel addict. Originally from Perth, he's now based in Melbourne - but he's happiest in the air travelling to somewhere new. In 2018, Kris will be exploring Thailand, southern Europe, the USA and Mexico.


  1. Ellen 7 December 2018 at 11:58 pm - Reply

    Kris, if I am booking a flight for 4 people does that mean I have to nominate the same number of recipients on the voucher?

  2. Nathan 2 March 2018 at 12:00 am - Reply

    Is there something about booking the flights with the voucher has to be through a portal where the prices may be higher?

    • Kris Brankovic 3 March 2018 at 2:20 pm - Reply

      Hi Nathan, the prices will be the same as regular bookings on the Qantas website.

  3. CC 27 February 2018 at 5:24 pm - Reply

    I noticed that ANZ Qantas Visa cards, underwritten by QBE, have changed their insurance wording. Previously you didn’t have to pay for flights with your CC to be covered, just some land transport options and/or hotels up to ~$400. Now it has to be flights paid for with CC.

  4. Rob 27 February 2018 at 4:42 pm - Reply

    This will work for the person wanting to maximize points but you are getting into grey area with Credit Card Insurance, as many state the whole ticket needs to be paid by the card.

    • Kris Brankovic 27 February 2018 at 4:48 pm - Reply

      Yes a good point, though some cards only require a portion to be paid. It will vary.

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