Qantas has just launched a promo offering double Qantas Points to the USA (including Hawai’i) and Canada on Qantas marketed flights – that’s flights with a QF flight number operated by either Qantas or American Airlines.
This is a great opportunity to earn extra points if you have a booking in mind.
To earn double points you must first register for the offer (all passengers in the booking must register separately).
Then, book your eligible flights to the USA and Canada by 25 July 2025, for travel between 26 July 2025 and 14 July 2026.
Don’t forget to include your Qantas Frequent Flyer membership number in your booking.
Eligible flights are flights with a QF number operated by Qantas or American Airlines departing from Australia or New Zealand and arriving anywhere within the United States or Canada.
Connecting domestic flights within Australia, New Zealand and the United States that are part of the same itinerary are eligible for this offer.
Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!
The Qantas American Express Ultimate Card is Amex’s most rewarding Qantas card. It’s also by far the most popular Qantas card among our readers.
Not only does it let you accumulate points fast thanks to a very strong points earn rate on spend, but you can also enjoy range of valuable travel and lifestyle benefits.
In addition, for a limited time, new Card Members can also get up to 90,000 bonus Qantas Points: That’s 70,000 bonus Qantas Points when you apply online via our Amex partner link
by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months, plus an additional 20,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only.)¹
Qantas Points don’t expire so long as you keep your Qantas Frequent Flyer account active by earning or redeeming at least one point every 18 months. Plus, points bookings are refundable if your plans change.
Here’s an overview of the benefits you can enjoy with this card.
1. Earn piles of points and fly with top airlines
You’ll turbocharge your points balance by earning 1.25 Qantas Points per $1 spent on everyday purchases² – one of the highest Qantas Points earn rates in Australia.
You’ll receive 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia³, and 0.5 Qantas Points per $1 spent with government bodies⁴.
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent⁵.
Hundreds of thousands of merchants accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.
There’s no limit on the number of points you can earn⁶.
You can use those points to fly with Qantas and an array of international partners, including top airlines like American Airlines, British Airways, Cathay Pacific, Emirates, Japan Airlines, and more.
With so many partners to choose from, the whole world is within reach.
2. Take off with a $450 Qantas Travel Credit every year
You’ll get a $450 Qantas Travel Credit at the start of each card membership year⁷, including when you first receive the card, which effectively offsets the card’s $450 annual fee.
The travel credit is redeemable for Qantas flights online at American Express Travel. It’s valid for 12 months and you can book any available flight in the future.
The travel credit is also very flexible. While you need to use it in a single booking, that can be for one or more people, travelling one way or return, and on domestic or overseas flights. Plus, the booking can be in anyone’s name and doesn’t have to include you.
Eligible flights are standard Qantas flights with a QF flight number, so you’ll have plenty of routes to choose from.
Take off with a Qantas Travel Credit every year
3. Enjoy four airport lounge entries each year
Relax before your next flight in style, even if you’re flying economy.
Each year, you’ll receive two Qantas lounge invitations valid for both domestic Qantas Clubs and Qantas International Lounges in Australia and overseas⁸.
These invitations will be activated in your Qantas Frequent Flyer account after your first card spend on selected Qantas products and services, such as flights.
You can use one of the Qantas lounge invites to bring in a guest, or transfer one or both invites to another Qantas Frequent Flyer member.
Relax in the lounge before you fly
You’ll also receive two entries each year to Amex’s exclusive The Centurion Lounge at Sydney Airport international or Melbourne Airport international⁹, which are the two airports in Australia that have Amex lounges so far.
Simply present your physical card at the door to get in, and you may use one of the entries to bring in a guest (children under the age of 17 get in for free).
4. Travel securely with domestic and overseas travel insurance
You’ll receive complimentary travel insurance cover when you pay for a domestic or international return flight with your card or use Qantas Points or the $450 Qantas Travel Credit to book.¹⁰
This cover extends to your domestic partner and dependent children up to the age of 25 when they are travelling with you.
You’ll receive cover for:
inconvenience – flight delays, cancellations or missed connections, and delayed luggage
medical emergency expenses
damaged, destroyed, lost or stolen baggage, money or documents
trip cancellation and amendment costs
personal liability
COVID-19 related changes and costs.
If you’re currently paying for travel insurance and this cover meets your needs, you could save money by relying on it.
5. Enjoy a range of other benefits
There are many more perks to enjoy with this card, including:
up to 4 complimentary Additional Cards for family members or friends¹¹ – an easy way to earn points faster
complimentary premium membership to Qantas Wine¹² (worth $99) – get free delivery Australia-wide¹³ and earn 3 points per $1 spent
up to 44 days interest free¹⁴ on purchases
‘buy now, pay later’ with American Express Plan It™ Instalments¹⁵: pay off your card balance in equal monthly instalments with 0% interest and a fixed monthly fee
use your card with Apple Pay, Google Pay or Samsung Pay
Amex Offers: save money and earn bonus points via regular offers with top brands
American Express Experiences: access sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.
Plus up to 90,000 bonus Qantas Points
Receive 70,000 bonus Qantas Points when you apply online via our Amex partner link
by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. Plus, get an additional 20,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only).
This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).
Amex no longer specifies a minimum income to be eligible for this card.
It’s very simple to apply, including on mobile devices.
Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.
Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.
American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 4 September 2024 and are subject to change. Applicants must be 18 years of age or over to apply for the Qantas American Express Ultimate Card. They must be an Australian Citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
To earn up to 90,000 bonus Qantas Points you must apply online by 13 January 2026, be approved, and meet the following criteria – You’ll receive 70,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. To receive an additional 20,000 bonus Qantas Points, you need to remain on the Qantas American Express Ultimate Card after the first year and spend a minimum of $1 on the Card within 90 days of paying the second year annual Card fee. Please allow 8-10 weeks after the spend criteria has been met and the second year annual Card fee has been paid for the bonus points to be credited to your Account. The additional 20,000 bonus Qantas Points will still be awarded after fee renewal even if you did not meet the $3,000 minimum spend criteria to receive the 70,000 bonus Qantas Points in the first year of membership. This offer is only available to new American Express Card Members. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. $450 annual Card fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include annual Card fees, cash advances, interest, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions.
Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions.
You will earn 0.5 point per dollar spent with Merchants classified as ‘government’, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
From 10 January 2024, once you have earned a total of 100,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 1 Qantas Point per $1 spent on everyday purchases. All other earn rates (Qantas products and services and government spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 100,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
As long as your account remains current and in good standing.
Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit, subject to the full Qantas Travel Credit Terms and Conditions at amex.com.au/qantasultimate-travelcreditterms. The Qantas Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout. All Qantas Flight travel is subject to Qantas Conditions of Carriage. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. The Qantas Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Qantas Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Qantas Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Qantas Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Qantas Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Qantas Travel Credit.
Provided you are a Qantas Frequent Flyer and have registered your Qantas Frequent Flyer number with your Qantas American Express Ultimate Card, you are eligible to receive two Qantas Club Lounge Invitations each anniversary year of your Card Membership after purchasing on selected Qantas products and services using your Qantas American Express Ultimate Card. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions. Within 2 weeks of purchasing selected Qantas products and services, you will receive an email from Qantas confirming the Qantas Club Lounge Invitations are available for use. Login to the Complimentary Invitations Portal using your Frequent Flyer details to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your Qantas American Express Ultimate Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.
Entry into The Centurion® Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Ultimate Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Ultimate Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. To join or purchase from Qantas Wine, you must be a Qantas Frequent Flyer member aged 18 years or older and have an Australian delivery address. An annual Membership fee usually applies for Qantas Wine Premium Membership, but this will be waived so long as you continue to hold your Qantas American Express Ultimate Card. Complimentary joining gift is not available with this offer. Qantas Wine Premium Membership will be automatically applied within 2 weeks of Qantas Points being credited to your Qantas Frequent Flyer account from your first spend on your Qantas American Express Ultimate Card. You will receive email confirmation from Qantas about your Qantas Wine Premium Membership enrolment. Qantas Wine Premium members will earn 3 Qantas Points per dollar on qantas.com/wine. Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: LIQP770016736.
You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan. View the full Plan It Instalments Terms and Conditions here.
Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!
The Amex Explorer Credit Card is designed to appeal to savvy travellers who want flexibility with using points while also enjoying a range of travel and lifestyle benefits.
Points earned with this card can be transferred to over 10 airline frequent flyer programs¹, opening up more redemption opportunities.
Other perks include a strong points earn rate on spend², an annual $400 Travel Credit³ that offsets the card fee, complimentary travel and smartphone screen insurances⁴, and more.
For a limited time, new Card Members can also receive 100,000 Bonus Membership Rewards Points when you apply online via our Amex partner link
by 2 December 2025, are approved and spend $4,000 on eligible purchases on your new Card within the first 3 months (T&Cs apply; New Amex Card Members only).⁵
Here’s an overview of the benefits you can enjoy.
1. Receive a strong points earn rate on spend
The card rewards program, Membership Rewards, is very popular among points experts thanks to the flexibility it provides.
Card Members earn a very strong 2 Membership Rewards points per $1 spent on purchases, except with government bodies where you earn 1 point per $1 spent.
Points earning is uncapped.
Hundreds of thousands of merchants accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.
2. Use your points for a range of rewards
Membership Rewards points are easy to use on a variety of rewards, our favourite being to transfer them to an airline or hotel partner.
You can also transfer Membership Rewards points to over 10 airline and hotel loyalty programs. These include:
Virgin Australia’s Velocity Frequent Flyer
Singapore Airlines KrisFlyer (can be used to book Star Alliance airlines)
Cathay Pacific Asia Miles (can be used to book Qantas and oneworld flights)
Qatar Airways Privilege Club (can be used to book Qantas and oneworld flights)
British Airways Executive Club (can be used to book Qantas and oneworld flights)
Virgin Atlantic Flying Club (can be used to book Skyteam airlines)
Emirates Skywards
Etihad Guest
Malaysian Airlines Enrich
Air New Zealand Airpoints
Marriott Bonvoy
Hilton Honors
If you like to use points for air travel, the big advantage of earning Membership Rewards points (over Qantas or Velocity Points) is that you’re not locked into any single airline frequent flyer program, rather you accumulate Membership Rewards points until you’re ready to transfer them to a partner airline.
Use your points to fly with top airlines like Singapore Airlines
Having so many airlines to choose from means it can be easier to find award seats when the time comes to book, especially if you want to fly in a sought-after business or first class cabin.
3. Enjoy a $400 Travel Credit each year
At the start of each card membership year, including when you first receive the card, you’ll get a $400 Travel Credit that you can redeem for flights, hotels or car hire in Australia or overseas.
It’s very easy to redeem the travel credit online at Amex Travel (which is essentially an online travel agency). Simply find the flight, hotel or car hire you want and then apply the $400 credit during the payment process.
You can use the travel credit to book something for yourself or anyone you choose.
Since you receive the travel credit every year, it effectively offsets the card’s $395 annual fee.
4. Get up to US$100 in hotel credits and room upgrades⁶
Amex’s Hotel Collection includes more than 600 hotels and resorts in over 30 countries worldwide, including from trusted brands like Hyatt and Hilton.
Every time you book two or more consecutive nights’ stay at one of these properties with your Explorer card, you’ll receive:
a hotel credit of up to US$100 for qualifying charges – typically dining, spa, golf or other hotel facility-related charges (but not the room rate, taxes or fees)
a complimentary room upgrade at check-in (subject to availability).
Enjoy benefits at stylish hotels
These complimentary extras can add a lot of value to your stays, and there’s no limit on how many times you can use this benefit.
5. Save money with a range of insurance covers
You’ll receive complimentary travel insurance cover for you, your partner and dependent children up to the age of 25 when you pay for a return trip with your card, the Travel Credit or Membership Rewards points. The cover is comprehensive and includes medical, trip cancellation and amendment, travel delay and baggage-related costs, as well as many other expenses.
You’ll also receive smartphone screen cover when you pay for your phone or monthly contract with your card, with $500 available for repairs up to 2 times every 12 months (with a 10% excess).
And for good measure, you’ll also get refund and purchase cover and extended warranties for eligible purchases made using your card.
6. Earn more points, save money and enjoy other lifestyle benefits
There are so many other perks to enjoy with this card, including:
up to 4 free additional cards⁷ for family members or friends – an easy way to earn points faster
two entries each year to Amex’s exclusive The Centurion Lounge⁸ at Sydney Airport international or Melbourne Airport international (children under the age of 17 get in for free)
Hilton Honors Silver Status – earn 20% bonus points on stays and receive every 5th night free on Standard Room Reward stays of 5 nights or more
up to 55 days interest-free on purchases⁹
‘buy now, pay later’ with American Express Plan It™ Instalments¹⁰: pay off your card balance in equal monthly instalments with 0% interest and a fixed monthly fee
use your card with Apple Pay, Google Pay or Samsung Pay
Amex Offers: save money with regular discount offers with top brands
American Express Experiences: access sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.
Plus 100,000 Bonus Membership Rewards Points
Receive 100,000 Bonus Membership Rewards Points when you apply online via our Amex partner link
by 2 December 2025, are approved and spend $4,000 on eligible purchases on your new card within the first 3 months (new Amex Card Members only; T&Cs apply).
This offer is only available to new American Express Card Members. That means you must not have held a card issued directly by American Express Australia in the last 18 months. However, you are still eligible for this offer if you’re an Additional Card Member on someone else’s account.
Amex no longer specifies a minimum income to be eligible for this card.
Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.
Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.
American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 24 January 2024 and are subject to change. Applicants must be 18 years of age or over to apply for the American Express Explorer Credit Card. They must be an Australian Citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
Subject to the Terms and Conditions of the Membership Rewards Gateway program available at membershiprewards.com.au. You must be a member of the airline partner program, joining fees may apply and points transferred will be subject to the terms and conditions of the applicable airline partner program.
Subject to the Terms and Conditions of the Membership Rewards program available here. You will earn 1 point per dollar spent with Merchants classified as ‘government’, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to the full Travel Credit Terms and Conditions at amex.com.au/explorer-travelcreditterms. The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. Eligible travel includes flights, hotels and car hire when you prepay in advance. The Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Travel Credit.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Explorer Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Explorer Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
100,000 Bonus Membership Rewards® Points are only available to new American Express Card Members who apply online by 2 December 2025, are approved and spend $4,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. The American Express Explorer® Credit Card has an annual Card fee of $395. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
The Hotel Collection (THC) benefits are available for new bookings of two consecutive nights or more, with participating properties, made through Platinum Travel Service, Centurion Travel Service or American Express Travel Online. Bookings are valid only for eligible Card Members of the following American Express Cards: American Express® Rewards Advantage Card, American Express® Explorer Credit Card, American Express® Platinum Reserve Credit Card, American Express® Gold Card, American Express® Gold Business Card, American Express® Business Gold Plus Card, American Express® Platinum Card, American Express® Platinum Business Card and American Express® Centurion Card. Excludes Gold Credit Card Members who are not also Australian Rewards Advantage, Gold or Platinum Charge Card Members. Bookings must be made using an eligible Card and must be paid using that Card, or another American Express® Card, in the eligible Card Member’s name, and that Card Member must be travelling on the itinerary booked to be eligible for benefits described. Noon check-in, late check-out and the room upgrade are subject to availability; certain room categories are not eligible for upgrade. The type of US$100 credit and additional amenity (if applicable) varies by property; the US$100 credit will be applied to eligible charges up to US$100. To receive the US$100 credit, the eligible spend must be charged to your hotel room. The US$100 credit will be applied at check-out. Advance reservations are recommended for certain credits. Benefit restrictions vary by property. Benefits are applied per room, per stay (with a three-room limit per stay). Back-to-back stays booked by a single Card Member, Card Members staying in the same room or Card Members traveling in the same party within a 24-hour period at the same property are considered one stay and are ineligible for additional THC benefits (“Prohibited Action”). American Express and the Property reserve the right to modify or revoke the THC benefits at any time without notice if we or they determine, in our or their sole discretion, that you have engaged in a Prohibited Action, or have engaged in abuse, misuse, or gaming in connection with your THC benefits. Benefits cannot be redeemed for cash and are not combinable with other offers unless indicated. Benefits must be used during the stay booked. Any credits applicable are applied at check-out in US Dollars or the local currency equivalent. Benefits, participating properties, and availability and amenities at those properties are subject to change. To be eligible for THC program benefits, your eligible Card Account must not be cancelled. For additional information, call the number on the back of your Card.
Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
Entry into The Centurion® Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. American Express Explorer Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.
You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan. View the full Plan It Instalments Terms and Conditions here.
Both Qantas and Virgin Australia let their frequent flyer members buy points in order to ‘top up’ their accounts.
The airlines say this is designed to help members who are a little short of the points required to redeem a reward – but it’s also a nice way for the airlines to earn more money, as buying points is relatively expensive.
You’re generally much better off earning points with credit cards or via points partners.
However, if you need points quickly and have no other option, purchasing points outright can be a useful last resort.
In terms of Velocity Points, you’re permitted to buy up to 250,000 per year.
The more points you buy, the lower the cost per point.
Here’s the regular price table:
At the top end, buying 250k points for $5850 means you’re paying 2.34 cents per point. If you’re only buying 5,000 points however, you’re paying 3.36 cents per point. That’s a big difference.
I’ve written before about how to work out the value when weighing up opportunities to earn or buy points. Consider your options carefully and decide the best way forward.
Until 30 June 2025, Virgin Australia is offering up to 40% discount on points purchases. Here’s how it works:
10,000 – 50,000 Points: 20% discount
60,000 – 100,000 Points: 30% discount
110,000 – 250,000 Points: 40% discount
That could be solid value if used for high value reward seats or upgrades.
To find out all the T&Cs for purchasing Velocity Points and potentially buy some, visit Virgin here.
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Did you know you can earn Qantas Points on Airbnb stays?
This is an easy way to boost your points balance with the popular accommodation provider.
All you have to do is search and book via the Qantas website here, making sure to enter your Qantas Frequent Flyer details when prompted.
For this small amount of effort, you’ll earn 1 Qantas Point per $1 spent on your booking.
Plus, if you’re a first-time Airbnb user, you can also score 500 bonus Qantas Points, which adds to the appeal.
As a special offer, for bookings between 16 to 25 June 2025, first-time users will get an additional 1,500 bonus Qantas Points for bookings over AU$150.
Returning members will earn 2,000 bonus Qantas Points for bookings over AU$150 – so no one misses out.
Note that it takes up to 8 weeks for the points to be credited to your account, so don’t panic if you don’t see them for a while.
Of course, make sure to pay with your Qantas Points-earning credit card to bank even more of those sought-after points!
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Virgin Australia has launched a new promo offering double Velocity points or status credits on new bookings.
If you choose the latter, it’s a fast track to higher tiers of status with the airline.
For this ‘pick your bonus’ promo, you must activate your choice by 13 June and then book and take an eligible flight.
Eligible members can only choose one benefit as part of the offer and once chosen cannot be changed.
An eligible flight is a domestic, trans-Tasman or international short haul flight marketed and operated by Virgin Australia flown between 3 June 2025 and 29 April 2026 inclusive.
Tickets purchased on codeshare services marketed or operated by partner airlines or Virgin Australia operated flights combined in the same booking as a partner or non-partner operated flight are not eligible for this offer.
You can book as many flights as you like, but make sure every person on the booking activates this offer and includes the Velocity membership number in the booking.
If you opt for double status credits, you need to earn 250 status credits to reach the silver tier (200 to renew it in subsequent years), 500 to hit gold (400 to renew) and 1,000 to reach platinum (800 to renew).
All the perks of status are explained here, but in short:
silver status provides priority check in, additional baggage, two lounge passes each year and 50% bonus points on flights
gold status provides priority check in, baggage and boarding, lounge access, and more
platinum status provides even more perks including four complimentary domestic upgrades to business class.
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Qantas has launched a special promotion offering triple Qantas Points on purchases through Qantas Wine.
That means regular customers will earn 3 points per $1 spent, while “premium” members will score a handy 9 points per $1 spent.
This offer runs until 31 May 2025 11:59pm (AEST).
Buying wine from Qantas Wine is one of the best ways to earn Qantas Points. There are so many wines to choose from, at all price points.
They also sell other alcoholic beverages – so there’s something for virtually everybody.
It’s worth checking out the products on sale and especially the bonus points offers on select products.
You can stack any bonus points offer you find with the current promo.
Qantas Wine Premium Membership is complimentary for Points Club members as well as certain credit card holders, such as our favourite Qantas card: the Qantas Amex Ultimate Card.
Otherwise, premium membership costs $99 per year.
It gets you free delivery, 3 Qantas Points per $1 spent, and access to special offers, products and events.
Without premium membership, delivery is free only if you spend at least $300.
For our final article in the series on the American Express Platinum Card, we’re digging into the Card’s top lifestyle perks.
These benefits are in addition to the Card’s excellent rewards program and numerous travel-related perks, which we covered in earlier articles.
But first, it’s important to highlight that the Platinum Card currently comes with 200,000 Bonus Membership Rewards Points when you apply online via our Amex partner link
by 8 July 2025, are approved and spend $5,000 on eligible purchases on your new Card within the first 3 months (T&Cs apply; new Amex Card Members only).¹
Don’t miss out!
Global Dining Credit
Dining out can be a truly memorable experience, made even better when Amex picks up the tab!
Platinum Card Members get up to $400 in dining credits to spend at over 2,000 restaurants around the world: up to $200 at participating restaurants in Australia and up to $200 to spend at participating restaurants abroad² (Terms, conditions, and exclusions apply. A separate one-time enrolment is required. Benefit ends 31 December 2026.).
You can use the Amex Experiences App to explore the global selection of restaurants, from Michelin-starred hot spots to hidden gems, and find the one that’s right for the occasion.
Events and Experiences
Get ahead of the pack with American Express Experiences, where Platinum Card Members enjoy early ticket access³ for entertainment events.
Whether you’re a music fan, a theatre lover, a follower of fashion or a keen foodie, you could enjoy the best seats in the house at top concerts and shows.
You’ll also receive entry to American Express Lounges located in entertainment venues across Sydney, Melbourne and Brisbane, where you can kick back before the show (wait times, T&Cs apply).
American Express Lounge at ICC Sydney Theatre
If you enjoy the finer things in life, Platinum Card Members can purchase tickets to specially curated events that are not open to the general public, such as:
Penfolds Grange Wine Dinner⁴, where guests enjoy fine wine, expert narration and matched dishes in some of Australia’s best restaurants
NSW Golf Invitational⁵, where players compete in 18 holes of individual and team Irish Stableford golf and have the chance to win a curated selection of prizes, followed by lunch in the spectacular clubhouse
Porsche Drive Day⁶, which gives car enthusiasts the chance to enjoy a scenic drive through the NSW Southern Highlands, experiencing the thrill of Porsche’s luxury vehicles as you are guided by an experienced team of drivers, followed by a two-course meal.
Retail and Wellness
Your Platinum Card comes with benefits designed to elevate your shopping experience, with exclusive offers and partnerships.
These include:
The Australian Premium digital subscription⁸, which gives you access to expert news coverage and analysis from both The Australian and The Wall Street Journal
Langton’s fine wine⁹: receive access to sought-after fine wines and personalised recommendations, as well as the opportunity to enjoy a $50 welcome voucher and annual complimentary bottle of wine (one-time enrolment required; terms, conditions, exclusions and spend criteria apply; benefit ends on 30 June 2026).
Amex Offers¹⁰: Get a credit on your account with a range of merchants: simply choose the offers you like online or in the Amex app, save them to your Card and meet the required spend to redeem the offer.
Insurance and Protection
Travel with Platinum Travel Insurance¹¹: You, your spouse and your dependent children, Additional Cardholders, their spouse and dependent children are eligible for insurance when you pay for a return trip with your Platinum Card or Membership Rewards Points. Terms, conditions and exclusions apply (such as maximum age limits, pre-existing medical conditions and cover limits).
Your Platinum Insurance includes Smartphone Front Screen Cover¹² when you pay for your smartphone with your Card, either outright or on a monthly contract.
Finally, Card Purchase Cover¹³ provides cover for theft or damage to eligible items within 90 days of purchase, while Card Refund Cover may be available if a retailer refuses to accept the return of an eligible item.
Summing up
The Platinum Card delivers a range of lifestyle benefits and access to experiences that can provide compelling value to Card Members.
200,000 Bonus Membership Rewards® Points are only available to new American Express Card Members who apply online by 8 July 2025, are approved and spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. The American Express Platinum Card has an annual fee of $1,450. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
Global Dining Credit.
Maximum amount back is $200 on spend at participating local restaurants (Local Dining Credit) and AUD$200 on spend at participating abroad restaurants (Abroad Dining Credit) per redemption period: Each redemption period resets on 1 January until the offer end date of 31 December 2026. The redemption periods are: 1 January – 31 December 2025 and 1 January – 31 December 2026. Spend can be in one or more transactions. You cannot carry any unused offer value from one redemption period into the next.
Primary Card Member Only: The Benefit is only available to Primary American Express Australia Platinum Card Members using their Platinum Personal Charge Card. Transactions made with an Additional Card is not eligible for this Benefit.
Save this Benefit First: A one-time enrolment is required. You must first save the Benefit to your Platinum Card before making your payment to qualify for the Benefit. Benefit limited to the Card to which the offer is saved and only spend on this Card counts towards the Benefit. If you use another card to make a payment at any time, you will not be eligible for the Benefit on that card.
If you switch to a new Card product that is not eligible for this Benefit, enrolment will be removed from your Card Account. If a Card you hold is ineligible, you will not be able to see the Benefit, nor will you be able to save the Benefit to the Card. If you are no longer eligible for this Benefit due to a change in Account status, including but not limited to fraudulent flags, suspension or cancellation, it will be removed from your Account.
Eligible Transactions: Benefit only available for dine-in services made in-person at a participating restaurant, full list can be found here. Participating restaurant list subject to change without notice, please check before you dine as you won’t be eligible to receive a credit if the restaurant isn’t on the list at the time of your transaction.
Excluded Transactions: Benefit excludes purchases of gift cards and vouchers, transactions made towards deposits charged upfront by the venue, booking, cancellation, and no-show charges, takeaway or dine-at-home services. If you spend in a currency other than Australian Dollars a Currency Conversion Fee of 3% applies and this fee does not count towards the Benefit. For more information regarding charges made in foreign currencies refer to your Card Member Agreement.
Direct Payments Only: If you pay using payment processors such as QR payment or restaurant in-app purchases, you may not be eligible for the Benefit. Please request to pay at the restaurant’s designated checkout register.
Award of Credits: Credit(s) should appear on your billing statement within 30 days from the date of payment but may take longer. Credit(s) are not redeemable for cash or any other payment form. Credit may be reversed if your qualifying purchase is refunded or cancelled.
Expiry or Withdrawal of Benefit: The Benefit will expire on 31 December 2025. American Express can withdraw the Benefit at any time by giving you 60 days’ notice.
Your use of participating restaurants: Your purchase of goods and/or services from the participating brands is governed by their respective terms and conditions (including privacy policies). American Express is not responsible in any way for the goods and/or services of the participating brands. Inquiries or complaints related to the participating brands’ goods and/or services should be directed to their customer service.
Our General Offer Terms: Our General Offer Terms also apply to the Benefit and contain important additional terms.
Some Platinum event invitations are sent by post, however, most invites are sent by email only. To enrol for American Express email marketing communications, visit americanexpress.com.au/email and check ‘yes’ for email under communication preferences. Event availability is strictly limited and on a first come, first served basis.
Maximum 6 tickets per Account. Guests must be 18 years of age or older to attend. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
Maximum 4 tickets per Account. Guests must be 18 years of age or older to attend. 1. Due to the rules and regulations of the private golf clubs, participation in the American Express Golf Invitational is restricted to existing members of a golf club. Membership numbers and handicaps of all players in your party must be submitted at the time of booking. On the day, groups will consist of four players. 2. All players must meet the Rules of Amateur Status to compete for the prestigious prizes. Players must not be, nor have ever held, Professional Status. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
Maximum 2 tickets per Account. Drivers must be over the age of 25 and hold a full Australian Driver’s License. Due to limited spaces available, tickets will be sold in groups of 2 only. Payment must be made with an American Express® Platinum Card bearing the Platinum Card Member’s name eligible for this offer. Ticket sales are non-refundable and cannot be resold, offered, promoted or used as prizes or for any other commercial purpose. Photography and media may be present at the events and you may be part of (and agree to participate in) any photography/media depiction of the event. American Express reserves the right to amend or cancel any event and will provide reasonable notice if it does so. Should American Express cancel an event, tickets purchased to that event with your American Express® Platinum Card will be fully refunded to the Card Member’s Card. Transport, flights and accommodation are not included, unless otherwise stated. For travel assistance, please contact Platinum Travel. Should American Express cancel an event and you have booked travel for the cancelled event with Platinum Travel, please contact Platinum Travel to arrange a refund or reschedule, if permitted in the terms of your travel booking. Any travel expenses incurred as a result of event cancellations will not be refunded by American Express.
The Australian Premium Subscription benefit offer (‘Benefit’) is available to eligible American Express Australia Card Members (‘Card Members’). Once you have requested to enrol in The Australian Premium Subscription, American Express Australia Limited (‘American Express’) will determine your eligibility to enrol in the Benefit via the enrolment process. If eligible then American Express will share your enrolment information with Nationwide News Pty Ltd (‘News Corp’). News Corp may use this enrolment information in accordance with its privacy policy available here. The Benefit will provide eligible Card Members with; (a) a 12 month digital access to The Australian which provides premium content at theaustralian.com.au and via The Australian app; (b) eligibility to activate a digital subscription to the Wall Street Journal which will run concurrently with the subscription in (a) above; (c) a bespoke The Australian Premium e-newsletter sent every week and exclusive to subscribers of The Australian Premium subscription; and (d) access to The Australian Insiders’ Briefing virtual event held twice per calendar year. Eligible Card Members must activate the Benefit described in (a) above in order to be provided with the opportunity to activate or enjoy the other parts of the Benefit. Card Members are not required to pay for the Benefit. Subscriptions provided under the Benefit will be automatically renewed every 12 months provided American Express and News Corp continue their arrangements in relation to this Benefit. Under the Benefit, you are limited to one digital subscription per eligible Card Member; not to be used in conjunction with any other offer; subscription is for digital content only; physical newspapers are not included. In addition to these terms and conditions, your use of the Benefit is subject to News Corp’s full digital subscription terms and conditions available here. For avoidance of doubt, terms and conditions contained here will take precedent in the event of inconsistency. Eligible Card Members will be required to agree to News Corp’s terms and conditions and privacy policy to activate the Benefit. News Corp may cancel any digital subscription provided under the Benefit at any time if the Card Member subscriber is in breach of these terms and conditions or the News Corp terms and conditions for any part of the Benefit, if notified by American Express that a Card Member is no longer eligible for this subscription or if American Express and News Corp cease to have an agreement relating to the continued provision of the Benefit. The value of the Benefit is not redeemable for cash or any other payment form. American Express may end this Benefit at any time.
Benefit is available to both Primary and Additional American Express Platinum Card Members. Enrolment via www.langtons.com.au/platinum and Client Services contact is required to be eligible for these benefits. One $50 welcome voucher may be redeemed per eligible Card Member, and is valid on purchases through the LANGTONS Client Services only with a minimum spend of $240 in a single transaction. The welcome voucher is only available to Card Members who are using LANGTONS Client Services for the first time. You must be at least 18 years of age to redeem this offer. The offer is not redeemable or exchangeable for cash or credit and is not valid for use on purchases outside LANGTONS Client Services. This offer is fulfilled by LANGTONS and American Express is not liable for the actions or inactions of such suppliers. The LANGTONS benefit including the welcome voucher offer and Annual Reward ends 30 June 2026. 2023 LANGTONS Pty Ltd. All rights reserved.
Once enrolled, Card Members are eligible for an Annual Reward from LANGTONS based on the following criteria:
a) Spend $5,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $50 retail price.
b) Spend $10,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $100 retail price.
c) Spend $25,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of wine valued up to $250 retail price.
d) Spend $50,000 or more in each 12-month membership period from benefit enrolment date to receive a complimentary bottle of Grange or a bottle of wine with a retail value at least equivalent to the market value of the current vintage of Grange.
The following are not Eligible Cards: Business Cards that are affiliated with a wholesale partner, American Express Business Travel Accounts, Government Cards, Corporate Purchasing Cards, Corporate Meeting Cards, Corporate Cards. To view Amex Offers, simply log into your Online Account or the American Express Mobile App. The account must being in good standing to be eligible for offers.
IMPORTANT INFORMATION: If the unexpected happens on your travels and a medical emergency arises, your first port of call is Chubb Assistance. In the event of an incident and to ensure you get appropriate, and fast, treatment from a doctor who speaks your language, you must call Chubb Assistance on +61 2 9335 3492 or the number on the back of your Card before seeking medical treatment, or you may be responsible for your medical expense costs. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Platinum Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Platinum Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
200,000 Bonus Membership Rewards® Points are only available to new American Express Card Members who apply online by 8 July 2025, are approved and spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow 8-10 weeks for the bonus points to be credited to your Account after the spend criteria has been met. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. The American Express Platinum Card has an annual fee of $1,450. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
