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Earn 130,000 bonus Qantas Points with the American Express Qantas Business Rewards Card

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Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!

If you’re a business owner who loves to travel, right now there’s a great sign-up offer with Amex’s top Qantas business card: the American Express® Qantas Business Rewards Card.

New American Express® Card Members can earn 130,000 bonus Qantas Points when you apply online via our partner link by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your Card within 2 months of your approval date (new Amex Card Members only; T&Cs apply).¹

This Card also comes with a range of ongoing perks, including two Qantas Club passes² each year, a strong earn rate⁴ on everyday business spend, up to 99 complimentary Employee Cards⁵, complimentary travel insurance⁶ for you and Employee Card Members, and more. 

Here’s an overview of the benefits you can enjoy.

1. Earn points on business spend and fly with top airlines

You’ll turbocharge your points balance by earning 1.25 Qantas Points per $1 spent on everyday business purchases – one of the highest Qantas Points earn rates in Australia.

For Qantas products and services, you’ll earn 2 Qantas Points per $1 spent, while with utilities, government bodies and non-Amex issued insurance you’ll earn 0.5 points per $1 spent.

After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.⁷

Hundreds of thousands of businesses accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.

The points will be credited to your business’ Qantas Business Rewards (QBR) account.⁸ QBR is Qantas’ loyalty program for businesses and membership is complimentary with your card.

From there, you can transfer points to any Qantas Frequent Flyer member including yourself, employees or family members.⁹

You can use those points to fly with Qantas and an array of international partners, including top airlines like American Airlines, British Airways, Cathay Pacific, Emirates, Japan Airlines, Qatar Airways and more.

With so many partners to choose from, the whole world is within reach.

2. Relax in a Qantas Club twice a year

Relax before your next flight in style, even if you’re flying economy.

You’ll receive two Qantas Club passes each year, which will be triggered when you pay for an eligible Qantas purchase with your card.

Eligible Qantas purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia, and Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees.

Relax in a Qantas Club twice a year

You can use the passes for yourself or a travel partner, or easily transfer them to someone else.

3. Travel securely with domestic and overseas travel insurance

You’ll receive domestic and international travel insurance cover for you, your family and Employee Card Members when the card is used to pay for return travel.

You’ll be covered for:

  • inconvenience costs (flight delays and cancellations, and luggage delays)
  • medical expenses
  • damaged, destroyed, lost, or stolen baggage, money and documents
  • trip cancellation costs
  • transport accidents
  • personal liability
  • COVID-related trip change and cancellation costs.

If you’re currently paying for travel insurance and this cover meets your needs, you could potentially save money by relying on it.

4. Save time and money with other features

Your business will also benefit from these features:

  • up to 99 complimentary Employee Cards linked to the account, which can help you earn more points while easily keeping track of expenses across the business
  • cashflow boost: this is a charge card, which means you have up to 51 days¹⁰ to pay off purchases without incurring interest, or you can choose to pay off a portion of the balance over time up to your Flexible Payment Option (FPO) limit¹¹ (interest charges apply)
  • access a line of unsecured funding with flexible spending power¹²: this means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your businesses credit rating, and other factors.
  • save up to 10% on the base fare of eligible Qantas flights¹³
  • use your card with Apple Pay, Google Pay or Samsung Pay
  • direct feeds into MYOB¹⁴, Xero and other accounting software.

Plus 130,000 bonus Qantas Points

Receive 130,000 bonus Qantas Points when you apply online via our partner link by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your Card within 2 months of your approval date (new Amex Card Members only; T&Cs apply).¹

With those points you could:

  • book a Qantas Classic Reward flight to anywhere in the world in economy return or to many destinations one-way in business class
  • upgrade to business class multiple times – starting at 5,600 points domestically and 16,200 points on international flights, depending on distance and fare class booked.

Use your points to enjoy business class comfort

This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).

The card annual fee should be tax deductible when used for business purposes.

The minimum annual business revenue to qualify is $75,000 and you need to hold a valid ABN that is registered for GST.

We’re delighted to partner with Amex to bring our readers this offer. It’s only available for a limited time via our partner link below. You could be booking a holiday in no time!

To access this offer and apply, click here (mobile friendly).

* Terms & Conditions – Click Here To View

Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.

American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 2 October 2024 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.

  1. Offer only available to new American Express Card Members who apply by 13 January 2026, are approved and spend $3,000 on eligible purchases on their new Card in the first two (2) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 130,000 bonus Qantas Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. Subject to the American Express® Qantas Business Rewards Card Points Terms and Conditions. $450 annual Card fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
  2. Provided the Primary Card Member is a Qantas Frequent Flyer member and has registered their Qantas Frequent Flyer number with your business’ American Express Qantas Business Rewards Card, your business is eligible to receive two domestic Qantas Club Lounge Invitations each anniversary year of Card Membership once your business makes an Eligible Qantas Purchase on your American Express Card during that year. Eligible Qantas Purchases are Qantas passenger airfares with a QF flight number purchased directly from Qantas Australia that appear on your Card statement, Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership, joining or annual fees. Excludes purchases from Jetstar. Within 1-2 weeks of the Eligible Qantas Purchase, two Qantas Club Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by the business. Visit the Complimentary Invitations Portal to access invitations, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to their expiry. Invitations are subject to the Qantas Club terms and conditions. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your business’ American Express Qantas Business Rewards Card account is not in good standing, if the Eligible Qantas Purchase is refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.
  3. A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as ‘utilities’ including gas, water and electricity providers; ‘government’ including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and ‘insurance’ excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions.
  4. Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
  5. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Business Rewards Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Business Rewards Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.

    This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
  6. From 10 January 2024, once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
  7. A business must be a Qantas Business Rewards Member to earn Qantas Points. A one-off joining fee of $89.50 usually applies, however this will be waived for any business that has an existing American Express Qantas Business Rewards Card. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions.
  8. In order to transfer Qantas Points from a Qantas Business Rewards account to an individual’s Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
  9. Extend your cash flow by up to 51 days: Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
  10. With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions.
  11. Unless Amex tells you otherwise, your American Express Charge card comes with flexible spending power, also known as no-pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
  12. Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.
  13. MYOB bank feed is available to American Express Cards issued by American Express Australia Limited with the exception of American Express Corporate Cards. The Card must be active at the time of enrolment.

Qantas launches Airbus A321XLR fleet on first commercial flights

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Qantas has operated the first commercial services with its new Airbus A321XLRs this morning, marking the aircraft’s debut in the Asia-Pacific and making Qantas the fourth airline globally to fly the type.

The inaugural services ran Sydney–Melbourne and Sydney–Perth, operated by the first two jets, Great Ocean Road (VH-OGA) and Outback Way (VH-OGB).

Qantas Group CEO Vanessa Hudson called the milestone a cornerstone of the carrier’s fleet renewal program, highlighting customer upgrades (including free high-speed Wi-Fi) and the extended range that will open new domestic and short-haul international opportunities, particularly across Southeast Asia.

The A321XLR features a wider, longer cabin than previous-generation narrowbodies, with higher ceilings, larger windows and increased overhead capacity – enough for roughly 60% more bags compared with Qantas’ Boeing 737s, according to the airline.

Qantas also says the type burns less fuel per seat than the 737s it replaces, enabling lower per-seat emissions on like-for-like sectors.

The economy cabin sports a 3-3 layout with seats featuring 30” pitch (same as the 737), 17.6” width (slightly wider than the 737), extra comfort cushioning, a leather 6-way adjustable headrest, dual USB A & C charging ports, a drop-down tablet holder for personal devices, and an adjustable meal table.

There are 20 business class seats up front with a 2-2 layout, featuring 37” seat pitch, 5” seat recline, wireless charging pads, 6-way adjustable headrests, calf rests and footrests, dual USB A & C charging ports, in arm tray tables with a built-in tablet holder and extendable cocktail tables.

In August, the airline firmed an additional 20 A321XLRs; 16 of those will feature lie-flat Business seats for longer routes, including Perth transcontinental services and short-/medium-haul international flying.

Virgin Australia launches neighbour-free seating

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Virgin Australia has introduced “Neighbour-Free Seating,” a paid option that lets Economy passengers keep the adjacent seat empty, beginning a progressive rollout across domestic and short-haul international services operated by Boeing 737 aircraft from September 2025.

The product will appear on select flights and expand over time.

The airline is offering two ways to secure the extra space.

Travellers can bid for a Neighbour-Free seat after booking: submit an offer, enter payment details, and receive a decision by email no later than two hours before departure (charges apply only if the bid succeeds).

On some flights within 48 hours of departure, customers may instead instantly purchase a Neighbour-Free seat and receive immediate confirmation.

Virgin Australia cautions that Neighbour-Free Seating remains subject to operational needs. Even after confirmation, the empty seat isn’t guaranteed; if the airline later reallocates the seat (for example, on a full flight) customers will be notified and automatically refunded.

Passengers who change or cancel their flight under their fare rules will forfeit the Neighbour-Free fee.

The option applies only to eligible Virgin Australia-operated flights booked on a Virgin Australia ticket. It excludes travellers seated in Business Class or Economy X.

Guests may bid for both a Neighbour-Free seat and an UpgradeMe Premium Bid to Business at the same time; if both succeed, the Business upgrade takes priority and the Neighbour-Free fee is automatically refunded.

Neighbour-Free Seating provides space only – it does not increase baggage allowances and cannot be used to store cabin bags on the spare seat (though a personal item may be stowed under the seat in front of it).

If another guest occupies the reserved seat at boarding or moves into it mid-flight, cabin crew can assist, and an automatic refund is issued where the airline has reassigned the seat.

Travellers can check eligibility and manage bids or purchases via Virgin Australia’s website and app as the rollout continues. Pricing varies by route and will be displayed during the offer or purchase flow.

Get 2,000 bonus Velocity Points with DoorDash

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Velocity Frequent Flyer recently added DoorDash as an everyday-earn partner in Australia.

Members can link their Velocity account to DoorDash and earn points on eligible orders, plus there’s a first-order bonus for linked accounts.

Here’s how it works:

  • Ongoing earn: 1 Velocity Point per $1 spent on eligible DoorDash orders in Australia once your Velocity and DoorDash accounts are linked
  • Link bonus: 2,000 bonus Velocity Points on your first linked eligible order, available to new or returning DoorDash customers who haven’t previously linked for earning.

To link your accounts, simply open the DoorDash app or website and create/sign in to your DoorDash account, then add your Velocity membership number in the DoorDash account settings to link the two.

According to the terms:

  • Eligible orders are delivery or pickup transactions made via the DoorDash app or doordash.com in Australia
  • No points on gift card purchases, DashPass subscription fees or tips; if you pay with a gift card, the portion covered by the gift card doesn’t earn points.
  • If you meet the bonus criteria, bonus points are typically credited within 3 working days of order completion.

There’s also current promo where each eligible order placed via a Velocity-linked DoorDash account counts as one entry to win 1,000,000 Velocity Points. The competition runs from 12:00am AEST on 5 September 2025 to 11:59pm AEDT on 5 October 2025; 15 winners will be drawn on 14 October 2025.

Earn triple Qantas Points on hotel bookings

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Qantas Frequent Flyers can earn a hefty 9 Qantas Points per A$1 spent on hotels worldwide booked via Qantas Hotels until Tuesday 16 Sept 2025.

That’s triple the usual earn rate of 3 points per dollar.

This is a great opportunity to boost your points balance if you have a trip coming up.

Qantas Hotels features hundreds of thousands of properties, from lush tropical getaways to elegant city breaks.

Qantas Frequent Flyer members will earn 9 Qantas Points per A$1 value on all hotels booked through qantas.com/hotels, from 12:01am (AEST) 10 September 2025 until 11:59pm (AEST) 16 September 2025 for travel until 16 September 2026.

Qantas Business Rewards members will earn 12 Qantas Points per A$1 spent on all hotels booked through their Qantas Business Rewards Account.

Excludes Classic Hotel Rewards, Airbnb, and holiday packages booked through qantas.com/holidays.

Bookings made for Accor hotel offers during the campaign period will not earn triple points; however they will earn 9 Qantas Points per A$1 value instead of the standard 4 Qantas Points.

Points Club members will earn 25% more Qantas Points, and Points Club Plus members will earn 50% more Qantas Points.

Happy travels!

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Get double Qantas Points or Status Credits on new bookings

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Great news, Qantas frequent flyers!

Qantas has launched its ever-popular promo offering double Qantas Points or Status Credits on new bookings.

This is a great opportunity to boost your points balance or accelerate your journey towards elite status.

To take advantage of this offer, you must register either via the Qantas app or website and choose either double points or status credits.

You can’t get both bonuses – so choose wisely.

Then, book any Qantas marketed and operated flight by 3 September 2025 for travel between 4 September 2025 and 22 August 2026 (excludes codeshare and partner airline flights).

The booking must be one where Qantas Points or Status Credits are normally earned (ie. not a reward booking, unless you are a Points Club member in which case you will earn status credits).

You can book as many flights as you like, but make sure each person travelling on the booking registers independently.

Happy travels!

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Earn double Qantas Points on USA & Canada flights

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Qantas has just launched a promo offering double Qantas Points to the USA (including Hawai’i) and Canada on Qantas marketed flights – that’s flights with a QF flight number operated by either Qantas or American Airlines.

This is a great opportunity to earn extra points if you have a booking in mind.

To earn double points you must first register for the offer (all passengers in the booking must register separately).

Then, book your eligible flights to the USA and Canada by 25 July 2025, for travel between 26 July 2025 and 14 July 2026.

Don’t forget to include your Qantas Frequent Flyer membership number in your booking.

Eligible flights are flights with a QF number operated by Qantas or American Airlines departing from Australia or New Zealand and arriving anywhere within the United States or Canada.

Connecting domestic flights within Australia, New Zealand and the United States that are part of the same itinerary are eligible for this offer. 

Happy travels!

Get up to 90,000 bonus Qantas Points¹ + an annual $450 Qantas Travel Credit with the Qantas Amex Ultimate Card

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Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!

The Qantas American Express Ultimate Card is Amex’s most rewarding Qantas card. It’s also by far the most popular Qantas card among our readers.

Not only does it let you accumulate points fast thanks to a very strong points earn rate on spend, but you can also enjoy range of valuable travel and lifestyle benefits.

In addition, for a limited time, new Card Members can also get up to 90,000 bonus Qantas Points: That’s 70,000 bonus Qantas Points when you apply online via our Amex partner link by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months, plus an additional 20,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only.)¹

Qantas Points don’t expire so long as you keep your Qantas Frequent Flyer account active by earning or redeeming at least one point every 18 months. Plus, points bookings are refundable if your plans change.

Here’s an overview of the benefits you can enjoy with this card.

1. Earn piles of points and fly with top airlines

You’ll turbocharge your points balance by earning 1.25 Qantas Points per $1 spent on everyday purchases² – one of the highest Qantas Points earn rates in Australia.

You’ll receive 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia³, and 0.5 Qantas Points per $1 spent with government bodies⁴.

After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent⁵.

Hundreds of thousands of merchants accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.

There’s no limit on the number of points you can earn⁶.

You can use those points to fly with Qantas and an array of international partners, including top airlines like American Airlines, British Airways, Cathay Pacific, Emirates, Japan Airlines, and more.

With so many partners to choose from, the whole world is within reach.

2. Take off with a $450 Qantas Travel Credit every year

You’ll get a $450 Qantas Travel Credit at the start of each card membership year⁷, including when you first receive the card, which effectively offsets the card’s $450 annual fee.

The travel credit is redeemable for Qantas flights online at American Express Travel. It’s valid for 12 months and you can book any available flight in the future.

The travel credit is also very flexible. While you need to use it in a single booking, that can be for one or more people, travelling one way or return, and on domestic or overseas flights. Plus, the booking can be in anyone’s name and doesn’t have to include you.

Eligible flights are standard Qantas flights with a QF flight number, so you’ll have plenty of routes to choose from.

Take off with a Qantas Travel Credit every year

3. Enjoy four airport lounge entries each year

Relax before your next flight in style, even if you’re flying economy.

Each year, you’ll receive two Qantas lounge invitations valid for both domestic Qantas Clubs and Qantas International Lounges in Australia and overseas⁸.

These invitations will be activated in your Qantas Frequent Flyer account after your first card spend on selected Qantas products and services, such as flights.

You can use one of the Qantas lounge invites to bring in a guest, or transfer one or both invites to another Qantas Frequent Flyer member.

Relax in the lounge before you fly

You’ll also receive two entries each year to Amex’s exclusive The Centurion Lounge at Sydney Airport international or Melbourne Airport international⁹, which are the two airports in Australia that have Amex lounges so far.

Simply present your physical card at the door to get in, and you may use one of the entries to bring in a guest (children under the age of 17 get in for free).

4. Travel securely with domestic and overseas travel insurance

You’ll receive complimentary travel insurance cover when you pay for a domestic or international return flight with your card or use Qantas Points or the $450 Qantas Travel Credit to book.¹⁰

This cover extends to your domestic partner and dependent children up to the age of 25 when they are travelling with you.

You’ll receive cover for:

  • inconvenience – flight delays, cancellations or missed connections, and delayed luggage
  • medical emergency expenses
  • damaged, destroyed, lost or stolen baggage, money or documents
  • trip cancellation and amendment costs
  • personal liability
  • COVID-19 related changes and costs.

If you’re currently paying for travel insurance and this cover meets your needs, you could save money by relying on it.

5. Enjoy a range of other benefits

There are many more perks to enjoy with this card, including:

  • up to 4 complimentary Additional Cards for family members or friends¹¹ – an easy way to earn points faster
  • complimentary premium membership to Qantas Wine¹² (worth $99) – get free delivery Australia-wide (exclusions apply)¹³ and earn 3 points per $1 spent
  • up to 44 days interest free¹⁴ on purchases
  • ‘buy now, pay later’ with American Express Plan It™ Instalments¹⁵: pay off your card balance in equal monthly instalments with 0% interest and a fixed monthly fee
  • use your card with Apple Pay, Google Pay or Samsung Pay
  • Amex Offers: save money and earn bonus points via regular offers with top brands
  • American Express Experiences: access sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.

Plus up to 90,000 bonus Qantas Points

Receive 70,000 bonus Qantas Points when you apply online via our Amex partner link by 13 January 2026, are approved, and spend $3,000 on eligible purchases on your new Card within the first 3 months. Plus, get an additional 20,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only).

This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).

Amex no longer specifies a minimum income to be eligible for this card.

It’s very simple to apply, including on mobile devices.

To read more and apply on Amex’s website, click here.

* Terms & Conditions – Click Here To View

Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.

Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.

American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 4 September 2024 and are subject to change. Applicants must be 18 years of age or over to apply for the Qantas American Express Ultimate Card. They must be an Australian Citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.

  1. To earn up to 90,000 bonus Qantas Points you must apply online by 13 January 2026, be approved, and meet the following criteria – You’ll receive 70,000 bonus Qantas Points when you spend $3,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. To receive an additional 20,000 bonus Qantas Points, you need to remain on the Qantas American Express Ultimate Card after the first year and spend a minimum of $1 on the Card within 90 days of paying the second year annual Card fee. Please allow 8-10 weeks after the spend criteria has been met and the second year annual Card fee has been paid for the bonus points to be credited to your Account. The additional 20,000 bonus Qantas Points will still be awarded after fee renewal even if you did not meet the $3,000 minimum spend criteria to receive the 70,000 bonus Qantas Points in the first year of membership. This offer is only available to new American Express Card Members.  Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. $450 annual Card fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. 
  2. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include annual Card fees, cash advances, interest, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions.
  3. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions.
  4. You will earn 0.5 point per dollar spent with Merchants classified as ‘government’, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
  5. From 10 January 2024, once you have earned a total of 100,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 1 Qantas Point per $1 spent on everyday purchases. All other earn rates (Qantas products and services and government spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 100,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
  6. As long as your account remains current and in good standing.
  7. Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit, subject to the full Qantas Travel Credit Terms and Conditions at amex.com.au/qantasultimate-travelcreditterms. The Qantas Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout. All Qantas Flight travel is subject to Qantas Conditions of Carriage. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. The Qantas Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Qantas Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Qantas Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Qantas Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Qantas Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Qantas Travel Credit.
  8. Provided you are a Qantas Frequent Flyer and have registered your Qantas Frequent Flyer number with your Qantas American Express Ultimate Card, you are eligible to receive two Qantas Club Lounge Invitations each anniversary year of your Card Membership after purchasing on selected Qantas products and services using your Qantas American Express Ultimate Card. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions. Within 2 weeks of purchasing selected Qantas products and services, you will receive an email from Qantas confirming the Qantas Club Lounge Invitations are available for use. Login to the Complimentary Invitations Portal using your Frequent Flyer details to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your Qantas American Express Ultimate Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions.
  9. Entry into The Centurion® Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.
  10. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Ultimate Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Ultimate Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
  11. Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
  12. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. To join or purchase from Qantas Wine, you must be a Qantas Frequent Flyer member aged 18 years or older and have an Australian delivery address (exclusions apply). Your premium membership will be valid for as long as you continue to hold your Qantas American Express Premium Card. Qantas Wine Premium Membership will be automatically applied within 2 weeks of Qantas Points being credited to your Qantas Frequent Flyer account from your first spend on your Qantas American Express Premium Card. You will receive email confirmation from Qantas about your Qantas Wine Premium Membership enrolment (excludes NT members). Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: NSW LIQP770016736, SA 57900154, NT IRL0201. Qantas Wine is operated by Qantas Frequent Flyer Operations Pty Limited ABN 22 132 484 210.
  13. Delivery is subject to the Qantas Wine Terms and Conditions and available within Australia only (exclusions apply).
  14. You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
  15. You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan. View the full Plan It Instalments Terms and Conditions here.