Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
Being asked to pay money to join an airline loyalty program sounds crazy, right?
Well, Qantas is one of the few airlines in the world to charge a fee for joining its frequent flyer program – or to be more precise: Australians have to pay to join. Most of the rest of the world gets in for free.
The fact they can get away with this shows how popular and dominant the loyalty program is here.
The usual cost to join is $99.50 for Australians – which is a lot of money.
But the good news is, there are several ways to get around this fee and join for free.
The easiest way for Aussies is by signing up via the link below on the Qantas website.
This link has been working for years now and anyone can use it:
If you have a family member or friend who wants to join, make sure to tell them they can save some cash.
That money is much better spent on experiences like travel!
Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!
The Qantas American Express Ultimate Card is Amex’s most rewarding Qantas card. It’s also by far the most popular Qantas card among our readers.
Not only does it let you accumulate points fast thanks to a very strong points earn rate on spend, but you can also enjoy range of valuable travel and lifestyle benefits.
In addition, for a limited time, new Card Members can also get up to 100,000 bonus Qantas Points: That’s 70,000 bonus Qantas Points when you apply online via our Amex partner link
by 5 May 2026, are approved, and spend $5,000 on eligible purchases on your new Card within the first 3 months, plus an additional 30,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only.)¹
Qantas Points don’t expire so long as you keep your Qantas Frequent Flyer account active by earning or redeeming at least one point every 18 months. Plus, points bookings are refundable if your plans change.
Here’s an overview of the benefits you can enjoy with this card.
1. Earn piles of points and fly with top airlines
You’ll turbocharge your points balance by earning 1.25 Qantas Points per $1 spent on everyday purchases² – one of the highest Qantas Points earn rates in Australia.
You’ll receive 2.25 Qantas Points per $1 spent on selected Qantas products and services in Australia³, and 0.5 Qantas Points per $1 spent with government bodies⁴.
After a total of 100,000 Qantas Points is earned in a calendar year, the everyday earn rate will change from 1.25 to 1 Qantas Point per $1 spent⁵.
Hundreds of thousands of merchants accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.
There’s no limit on the number of points you can earn⁶.
You can use those points to fly with Qantas and an array of international partners, including top airlines like American Airlines, British Airways, Cathay Pacific, Emirates, Japan Airlines, and more.
With so many partners to choose from, the whole world is within reach.
2. Take off with a $450 Qantas Travel Credit every year
You’ll get a $450 Qantas Travel Credit at the start of each card membership year⁷, including when you first receive the card, which effectively offsets the card’s $450 annual fee.
The travel credit is redeemable for Qantas flights online at American Express Travel. It’s valid for 12 months and you can book any available flight in the future.
The travel credit is also very flexible. While you need to use it in a single booking, that can be for one or more people, travelling one way or return, and on domestic or overseas flights. Plus, the booking can be in anyone’s name and doesn’t have to include you.
Eligible flights are standard Qantas flights with a QF flight number, so you’ll have plenty of routes to choose from.
Take off with a Qantas Travel Credit every year
3. Enjoy four airport lounge entries each year
Relax before your next flight in style, even if you’re flying economy.
You’ll receive two Qantas Club Complimentary Lounge Invitations each year after your first Card spend on selected Qantas products and services⁸, such as flights. These lounge invites are valid in Australia and overseas.
You can use one of the invites to bring in a guest, or transfer one or both to another Qantas Frequent Flyer member.
Relax in the lounge before you fly
You’ll also receive two entries each year to Amex’s exclusive The Centurion Lounge at Sydney Airport international or Melbourne Airport international⁹, which are the two airports in Australia that have Amex lounges so far.
Simply present your physical card at the door to get in, and you may use one of the entries to bring in a guest (children under the age of 17 get in for free).
4. Travel securely with domestic and overseas travel insurance
You’ll receive complimentary travel insurance cover when you pay for a domestic or international return flight with your card or use Qantas Points or the $450 Qantas Travel Credit to book.¹⁰
This cover extends to your domestic partner and dependent children up to the age of 25 when they are travelling with you.
You’ll receive cover for:
inconvenience – flight delays, cancellations or missed connections, and delayed luggage
medical emergency expenses
damaged, destroyed, lost or stolen baggage, money or documents
trip cancellation and amendment costs
personal liability
COVID-19 related changes and costs.
If you’re currently paying for travel insurance and this cover meets your needs, you could save money by relying on it.
5. Enjoy a range of other benefits
There are many more perks to enjoy with this card, including:
up to 4 complimentary Additional Cards for family members or friends¹¹ – an easy way to earn points faster
complimentary premium membership to Qantas Wine¹² (worth $99) – get free delivery Australia-wide (exclusions apply)¹³ and earn 3 points per $1 spent
up to 44 days interest free¹⁴ on purchases
‘buy now, pay later’ with American Express Plan It™ Instalments¹⁵: pay off your card balance in equal monthly instalments with 0% interest and a fixed monthly fee
use your card with Apple Pay, Google Pay or Samsung Pay
Amex Offers: save money and earn bonus points via regular offers with top brands
American Express Experiences: access sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.
Plus up to 100,000 bonus Qantas Points
Receive 70,000 bonus Qantas Points when you apply online via our Amex partner link
by 5 May 2026, are approved, and spend $5,000 on eligible purchases on your new Card within the first 3 months. Plus, get an additional 30,000 bonus Qantas Points when you spend at least $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only).
This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).
Amex no longer specifies a minimum income to be eligible for this card.
It’s very simple to apply, including on mobile devices.
Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.
Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.
American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 4 September 2024 and are subject to change. Applicants must be 18 years of age or over to apply for the Qantas American Express Ultimate Card. They must be an Australian Citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
To earn up to 100,000 bonus Qantas Points you must apply online by 5 May 2026, be approved, and meet the following criteria – You’ll receive 70,000 bonus Qantas Points when you spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. To receive an additional 30,000 bonus Qantas Points, you need to remain on the Qantas American Express Ultimate Card after the first year and spend a minimum of $1 on the Card within 90 days of paying the secondyear annual Card fee. Please allow 8-10 weeks after the spend criteria has been met and the second year annual Card fee has been paid for the bonus points to be credited to your Account. The additional 30,000 bonus Qantas Points will still be awarded after fee renewal even if you did not meet the $5,000 minimum spend criteria to receive the 70,000 bonus Qantas Points in the first year of Membership. This offer is only available to new American Express Card Members. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/terms. $450 Annual Card Fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include annual Card fees, cash advances, interest, fees and charges for traveller’s cheques and foreign currencies – these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions.
Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from Qantas.com.au; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions.
You will earn 0.5 point per dollar spent with Merchants classified as ‘government’, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant.
From 10 January 2024, once you have earned a total of 100,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 1 Qantas Point per $1 spent on everyday purchases. All other earn rates (Qantas products and services and government spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 100,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
As long as your account remains current and in good standing.
Qantas American Express Ultimate Primary Card Members are eligible for an annual $450 Qantas Travel Credit, subject to the full Qantas Travel Credit Terms and Conditions at amex.com.au/qantasultimate-travelcreditterms. The Qantas Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking for Qantas Flights (i.e. a QF flight number on your ticket) by selecting the Qantas Travel Credit when you checkout. All Qantas Flight travel is subject to Qantas Conditions of Carriage. To redeem the Travel Credit, the full value of the Travel Credit (or more) must be charged to the eligible Primary Card. The Qantas Travel Credit can be used for 365 days from the benefit anniversary date and cannot be used past the expiration date. To check the expiration date of your Qantas Travel Credit if you have not already redeemed it, please visit americanexpress.com.au/travel; log in and click ‘Travel Credit’. If your booking is cancelled, and your Qantas Travel Credit has already been used and associated statement credit applied to your account, you will forfeit your annual Qantas Travel Credit benefit and American Express may reverse the statement credits issued. You need to be able to spend on the Card to access the Qantas Travel Credit benefit and it should be credited to your Card Account within 3 business days but may take up to 30 days. Your account must be in good standing and you must have paid the annual fee and minimum payment by the due date. If you cancel your Card, change your rewards program or Card type, you will no longer be eligible for the Qantas Travel Credit.
You will be eligible to receive two Qantas Club Complimentary Lounge Invitations each anniversary year of your Qantas American Express Ultimate Card (Card) Membership, provided you: (a) register your Qantas Frequent Flyer number with your Card Account; and (b) make a purchase on selected Qantas products and services using your Card. Selected Qantas products and services are the purchase of (a) a Qantas passenger flight departing from Australia with a QF flight number purchased in Australian Dollars (AUD) directly from Qantas.com.au using your Card; or (b) using your Card to pay for joining or annual fees for Qantas Frequent Flyer or Qantas Club membership. Subject to Qantas American Express Card Points Terms and Conditions. Within 2 weeks of purchasing selected Qantas products and services, two Qantas Club Complimentary Lounge Invitations will be assigned to the Qantas Frequent Flyer account. In order to use your invitations, login to your Qantas Frequent Flyer Account or use the Qantas App to access your invitations and link them with an eligible Qantas flight booking prior to use (must be done at least 24 hours prior to your departure time). Each Complimentary Lounge Invitation is valid for a single visit by one guest to a Qantas Club domestic lounge, Qantas International or Qantas International Business Lounge, and must be used prior to expiry. Access and use are subject to the Complimentary Lounge Invitation Terms and Conditions and the Lounge Entry Terms and Conditions. Invitations may be revoked or withheld if your Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Complimentary Lounge Invitation Terms and Conditions, and the American Express Credit Card Terms and Conditions.
Entry into The Centurion® Lounge is governed by the full Terms and Conditions available at amex.com.au/airportlounge. All entrants must adhere to the General Conditions of Entry. Qantas American Express Ultimate Card Members are entitled to a total of two (2) entries into The Centurion® Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member’s children 17 years and younger. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member’s American Express Card.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Ultimate Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Ultimate Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. To join or purchase from Qantas Wine, you must be a Qantas Frequent Flyer member aged 18 years or older and have an Australian delivery address (exclusions apply). Your premium membership will be valid for as long as you continue to hold your Qantas American Express Premium Card. Qantas Wine Premium Membership will be automatically applied within 2 weeks of Qantas Points being credited to your Qantas Frequent Flyer account from your first spend on your Qantas American Express Premium Card. You will receive email confirmation from Qantas about your Qantas Wine Premium Membership enrolment (excludes NT members). Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: NSW LIQP770016736, SA 57900154, NT IRL0201. Qantas Wine is operated by Qantas Frequent Flyer Operations Pty Limited ABN 22 132 484 210.
You will have up to 44 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan. View the full Plan It Instalments Terms and Conditions here.
When it comes to booking Qantas reward seats, knowing a few tricks can give you a big advantage.
That’s truer than ever in 2026, with so many Aussies collecting Qantas Points and seeking to use them for flights.
To give our readers an edge with finding the best seats, we’ve compiled the following must-know tricks.
Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
Classic v Classic Plus reward seats
Qantas Frequent Flyer members can access two different types of reward seats: Classic (which have been around for many years) and Classic Plus (which launched in 2024).
Classic reward seats have a fixed price based on distance and cabin class. They are issued by Qantas and partner airlines like Emirates, but availability is extremely limited.
Classic Plus seats, on the other hand, are much more plentiful – but they are usually a lot more expensive and are only available on Qantas operated flights.
Classic Plus seats have a flexible points price that fluctuates based on the underlying cash fare. In short: 100 Qantas Points will cover $1 of an economy fare or $1.25 of a premium economy, business or first class fare.
Classic Plus availability is also restricted – just because cash fares can be purchased doesn’t mean Classic Plus seats are available – however they are much easier to find than Classic reward seats.
Significant price difference for Classic and Classic Plus seats
The best time to book Classic Plus seats is when there’s a sale on cash fares, as the number of points required will also drop.
Qantas domestic and short-haul international reward seats
Qantas releases economy and business class Classic reward seats on domestic and select short-haul international (e.g. New Zealand) routes at 353 days out from departure.
These seats are available to all frequent flyer members regardless of status.
In recent years, the number of seats released this way has been falling, so that on many flights now there are no Classic reward seats – only Classic Plus.
Qantas long-haul international Classic reward seats
Getting Classic reward seats on long-haul flights is the goal of most travellers.
Qantas used to automatically release seats from 353 days out from departure on most of its flights, but that is no longer reliably the case.
When it does occur, Gold and higher status holders get access first. Any seats that remain become available to Silver members at 323 days out, and Bronze members at 297 days out.
If you don’t have gold status but a close family member does, they may be able to book the seats for you as soon as they are released.
Qantas batch seat releases
For most Qantas international flights, by far the best way to book Classic reward seats is when Qantas releases a batch at once.
In recent years, Qantas has regularly made hundreds or even thousands of seats available at once.
Typically, these batch releases are not announced ahead of time, which makes it hard to plan. The business and first class seats are also snapped up within a few hours, so you really need to monitor availability closely or sign up for one of the many reward seat alert services that are around (you can Google them).
Partner airlines
Qantas doesn’t control how or when partner airlines release reward seats. Those airlines are responsible for the timing and quantity of seats released, and their methods vary.
Sadly, we’ve seen a trend the last few years of partners releasing fewer and fewer reward seats, particularly in premium cabins.
Due to high demand, airlines are favouring their own loyalty program members by giving them preferential access to reward seats while restricting access by partner airlines.
That means it’s now much harder to use Qantas Points to book seats with partners at the pointy end of the plane.
When they are released, they are available to all Qantas frequent flyers. Status doesn’t matter.
The seats will show up in searches on the Qantas website.
Other things to know
Qantas seats are released at exactly midnight GMT, which is 8 am in Perth and 10 am in the east (or 11 am during daylight savings).
When searching for international seats, we recommend using the multi-city tool on Qantas’ website, even if you’re only looking at one route. The advantage is that it gives you results in a handy monthly calendar view, unlike the default search tool on Qantas’ homepage. Just make sure to select “Use points – Classic Flight Rewards only” and “Flexible with dates for all flights”.
Good luck!
Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!
If you love to travel, right now you can earn up to 100,000 bonus Velocity Points¹ with the American Express Velocity Platinum Card, which also comes with a range of premium travel perks, including Virgin Australia Lounge Access²!
This is Amex’s most rewarding Velocity card. Other benefits include a complimentary domestic economy return flight every year³, a very strong points earn rate on spend, and the opportunity to earn up to 100 bonus Velocity Status Credits each year⁴.
We’re delighted to partner with Amex to also offer our readers up to 100,000 bonus Velocity Points¹. That’s 70,000 bonus Velocity Points when you apply online via our Amex partner link
by 30 April 2026, are approved, and spend $5,000 on eligible purchases on your new Card within the first 3 months. Plus, get an additional 30,000 bonus Velocity Points when you spend a min of $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only).
With Velocity Points you could take off on holiday with Virgin Australia and partners like Qatar Airways and Singapore Airlines.
Velocity Points don’t expire so long as you keep your Velocity Frequent Flyer account active by earning or redeeming at least one point every 24 months. Plus, points bookings are refundable if your plans change.
Here’s an overview of the Card benefits you can enjoy.
1. Earn piles of points and fly with top airlines
Turbocharge your Velocity Points balance by earning 1.25 points per $1 spent on eligible Card purchases⁵: one of the highest Velocity Points earn rates in Australia.
You’ll earn 2.25 Velocity Points per $1 spent with Virgin Australia and 0.5 points per $1 spent with government bodies in Australia.
Hundreds of thousands of merchants accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this Card.
There’s also no cap on how many points you can earn⁶.
You can use those points to fly with Virgin Australia and an array of partners, including:
Qatar Airways
Singapore Airlines
United Airlines
Air Canada
All Nippon Airways (ANA)
South African Airways
Virgin Atlantic, and others.
With so many partners to choose from, the whole world is within reach.
2. Take off with a complimentary domestic return flight each year
You can book a complimentary Virgin Australia domestic economy return flight when you first receive the Card, and then after each anniversary of your Membership.
This gives you an opportunity every year to enjoy a holiday, explore somewhere new, or visit family and friends.
Best of all, this perk can offset most or all of the $440 annual Card fee.
There are many eligible routes to choose from. These include (as at 1 September 2025):
from Sydney to Adelaide, Ballina, Brisbane, Cairns, Canberra, Gold Coast, Hamilton Island, Hobart, Launceston, Melbourne or Sunshine Coast
from Melbourne to Adelaide, Brisbane, Canberra, Gold Coast, Hobart, Launceston, Newcastle, Sunshine Coast or Sydney
from Brisbane to Adelaide, Cairns, Canberra, Darwin, Emerald, Hamilton Island, Hobart, Launceston, Mackay, Melbourne, Newcastle, Proseprine, Rockhampton, Sydney or Townsville
from Perth to Adelaide, Kalgoorlie, Melbourne or Sydney
from Adelaide to Alice Springs, Brisbane, Canberra, Darwin, Gold Coast, Hobart, Launceston, Melbourne or Sydney
from Gold Coast to Adelaide, Canberra, Melbourne or Sydney
from Canberra to Adelaide, Brisbane, Gold Coast, Melbourne or Sydney
from Newcastle to Brisbane or Melbourne
from Sunshine Coast to Melbourne or Sydney
from Hobart to Adelaide, Melbourne, Brisbane or Sydney
from Darwin to Adelaide or Brisbane.
The complimentary flight is also available from other regional locations.
It’s simple to book the flight online or over the phone, and you can reserve it for yourself or any person you choose.
3. Enjoy VA Lounge Access every time you fly domestically with Virgin Australia
Your American Express Velocity Platinum Card gives you access to Virgin Australia lounges at select domestic airports, every time you fly Virgin Australia domestically.
Slip away from the crowds, sample an array of complimentary food and beverages, and relax before you take off.
Virgin Australia currently has lounges in Adelaide, Brisbane, Canberra, Gold Coast, Melbourne, Perth and Sydney airports.
This benefit is available to Primary Card Members only (enrolment required).
Kick back in style before your next flight
In addition, each Membership year you will receive two complimentary Virgin Australia Guest Lounge Passes to treat friends or family to VA Lounge access, when travelling with you on a domestic Virgin Australia flight.⁷ Infants under 2 years get in for free.
4. Earn up to 100 Bonus Velocity Status Credits each year
Attain elite Velocity status faster by receiving up to 100 Status Credits each year.
Be awarded 50 Status Credits when you spend $25,000 on eligible purchases each Membership year and a further 50 Status Credits when you spend another $25,000 in the same Membership year.
Eligible purchases are all spend made by you and Additional Card Members, except cash type purchases like travellers’ cheques and foreign currencies, and interest, fees and charges on the account.
This is a very handy perk for frequent flyers chasing status. The higher your status, the more perks you enjoy – like additional Virgin Australia lounge passes when you hit Silver, and a range of priority benefits when you reach Gold.
5. Travel securely with domestic and overseas travel insurance
You’ll receive complimentary travel insurance cover⁸ when you pay for your return trip with your Card or use Velocity Points to book (terms, conditions and exclusions apply, such as maximum age-limits, pre-existing medical conditions and cover limits).
This cover extends to your domestic partner and dependent children up to the age of 25 when they are travelling with you.
Some of the covers included are:
Travel Inconvenience (flight delays, cancellations or missed connections, and delayed luggage)
medical emergency expenses
Personal Baggage, Valuables, Money And Travel Documents Cover
Trip Cancellation And Amendment Cover
personal liability
COVID-related trip change and cancellation costs
6. Earn more Points, save money and enjoy lifestyle benefits
There are many other perks to enjoy, including:
up to 4complimentary Additional Cards⁹ for family members or friends over 16 years of age – an easy way to earn points faster
up to 55 days interest-free on purchases¹⁰
‘buy now, pay later’ with American Express Plan It™ Instalments: pay off your Card balance in equal monthly instalments with no interest and a fixed monthly fee¹¹
use your Card with Apple Pay, Google Pay or Samsung Pay
Amex Offers: save money and earn bonus Points via regular offers with top brands
American Express Experiences: access sought-after events like music, theatre and film, including via pre-sale tickets, and enjoy exclusive lounges at selected events.
Plus up to 100,000 bonus Velocity Points
Receive 70,000 bonus Velocity Points when you apply online via our Amex partner link
by 30 April 2026, are approved, and spend $5,000 on eligible purchases on your new Card within the first 3 months. Plus, get an additional 30,000 bonus Velocity Points when you spend a min of $1 on your Card within 90 days of paying your second year annual Card fee (T&Cs apply; new Amex Card Members only).
This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).
Amex no longer specifies a minimum income to be eligible for this card.
It’s very simple to apply, including on mobile devices.
Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.
Cards are offered, issued, and administered by American Express Australia Limited ABN 92 108 952 085, Australian Credit Licence No. 291313.
American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 4 September 2024 and are subject to change. Applicants must be 18 years of age or over to apply for the American Express Velocity Platinum Card. They must be an Australian Citizen or permanent resident or hold a long term visa. Long term means 12 months or more and does not include a student visa.
1. To earn up to 100,000 bonus Velocity Points you must apply online by 30 April 2026, be approved, and meet the following criteria – You’ll receive 70,000 bonus Velocity Points when you spend $5,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. To receive an additional 30,000 bonus Velocity Points, you need to remain on the American Express Velocity Platinum Card after the first year and spend a minimum of $1 on the Card within 90 days of paying the second year annual Card fee. Please allow 8-10 weeks after the spend criteria has been met and the second year annual Card fee has been paid for the bonus points to be credited to your Account. The additional 30,000 bonus Velocity Points will still be awarded after fee renewal even if you did not meet the $5,000 minimum spend criteria to receive the 70,000 bonus Velocity Points in the first year of membership. This offer is only available to new American Express Card Members. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available here and are subject to the Terms and Conditions of the Velocity Frequent Flyer program available here. $440 Annual Card Fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
2. Virgin Australia Lounge Access: The American Express Velocity Platinum Card Virgin Australia Lounge Access is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. The Virgin Australia Lounge Access provides the Primary Card Member with access to Virgin Australia lounges at Australian domestic airports whenever they are flying on a Virgin Australia operated domestic flight on the same day. To qualify for Virgin Australia Lounge Access, your Card Account with American Express must be in good standing. American Express Velocity Platinum Primary Card Members will receive 12 months of lounge access on your Velocity membership. Enrol via your online American Express Account. This is your benefit anniversary date. After enrolling, activate the VA Lounge Access by making an Eligible Transaction on your American Express Velocity Platinum Card. Eligible Transaction does not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller’s cheques and foreign currencies. After 12 months, at each subsequent benefit anniversary, make an Eligible Transaction on your Velocity Platinum Card to reactivate the VA Lounge Access. Please allow up to 7 days for the benefit to be processed on to the Primary Card Member’s Velocity membership. The Primary Card Member must provide their Velocity Frequent Flyer membership details to Virgin Australia lounge staff and present same day boarding pass on a Virgin Australia flight. Additional Card Members are not eligible. Virgin Australia lounge access is subject to space availability. Virgin Australia lounge is owned and operated by Virgin Australia Airlines Pty. Ltd. in selected domestic airports in accordance with Virgin Australia lounge Terms and Conditions, available at virginaustralia.com/lounge and as amended from time to time.
3. Complimentary Domestic Return Virgin Australia Flight: The complimentary domestic economy Virgin Australia return flight is only available between selected Australian cities and is available for booking by American Express Velocity Platinum Primary Card Members each year after the anniversary of your Card Membership. All flights are subject to availability and neither Virgin Australia nor American Express guarantees that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Velocity Platinum Card Benefits Terms and Conditions available here and travel is subject to Virgin Australia Conditions of Carriage available at Conditionsofcarriage/VirginAustralia.com.
4. Velocity Frequent Flyer Status Credits are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. 50 Velocity Frequent Flyer Status Credits will be awarded when you spend $25,000 on Eligible Spend within your membership year, and a further 50 Status Credits when you spend another $25,000 on Eligible Spend within the same Membership year. Membership year is defined as commencing upon Card activation and renews on the day of your Card activation each subsequent year. Eligible Spend does not include Card fees and charges, for example annual fees, interest, late or dishonoured payments, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Please allow up to 2 weeks after you meet the minimum spend requirement for the Status Credits to be credited to your Velocity account. In addition to the Status Credits earned with this American Express Velocity Platinum Card offer, to upgrade or maintain membership status, Velocity members must earn a percentage of their Status Credits on eligible Virgin Australia marketed and/or operated flights, flown by the member. To find out more about Status Credits and the amount of Status Credits required to be earned on eligible Virgin Australia marketed and/or operated flights, flown by the member for Velocity membership levels please visit velocityfrequentflyer.com/the-basics/status.
5. As long as your Account remains current and in good standing and you must be a member of the Velocity Frequent Flyer program to earn and redeem Velocity Points. Velocity Points are earned in accordance with the American Express Velocity Cards Points Terms and Conditions available at americanexpress.com.au/VelocityPointsTerms, and are subject to the Terms and Conditions of the Velocity Frequent Flyer program available at experience.velocityfrequentflyer.com/member-support/terms-conditions. Exclusions apply. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment fees, cash advances, balance transfers, fees for traveller’s cheques and foreign currency conversion. These do not earn Velocity Points. For the full list of exclusions, please refer to the American Express Velocity Cards Points Terms and Conditions. Certain transactions will earn 0.5 points per dollar with Merchants classified as; government, including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), federal/state and local government bodies. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example, a payment made to local government bodies processed through payment aggregator may earn rates at the government earn rate. Velocity Points earned on Virgin Australia spend are only valid for purchases made in Australia.
6. As long as your account remains current and in good standing.
7. Virgin Australia Guest Lounge Passes are subject to the American Express Velocity Platinum Card Benefits Terms and Conditions. Two single entry passes to the Virgin Australia lounge will be activated on the Primary Card Member’s Velocity Frequent Flyer membership account annually, on or after each anniversary of membership. Additional Card members are not eligible. Complimentary single entry Virgin Australia Guest Lounge Passes are not transferable, but may be used to enable other people (who are travelling with the Primary Card Member) to gain access to the lounge. The Virgin Australia lounge is operated by Virgin Australia Airlines Pty. Ltd. in selected domestic airports in accordance with the Virgin Australia Lounge Terms and Conditions, available at virginaustralia.com/lounge and as amended from time to time. Visit the Virgin Australia website for up-to-date information on Virgin Australia’s Lounge network.
8. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Velocity Platinum Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Velocity Platinum Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
9. Additional Card Members must be 16 years of age or over. The Primary Card Member will be liable to pay for all transactions made by Additional Card Members. Earning of points is subject to the terms and conditions of the Rewards Program the Primary Card Member is actively enrolled. All points earned on Additional Card Member spend will go to the Primary Card Members Account. The Primary Card Member cannot add an Additional Card under their own name or email address and cannot add an Additional card under the name or email address of a previously approved Additional Card application on the Account.
10. You will have up to 55 days interest free on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued.
11. You can create an Instalment Plan as long as your account is in good standing. We may withdraw this offer, prevent you from creating any new Instalment Plans or cancel any of your existing Instalment Plan(s) at any time if your Card Account is overdue, or if you do not comply with your Card Conditions. The minimum Plan amount is AUD$100. We may also limit the amount that can be transferred to an Instalment Plan. You will be charged a Monthly Plan Fee for each Instalment Plan created (unless a promotional plan is available). This fee will be charged each month your Instalment Plan is active and will be disclosed to you at the time of creating your Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You may request to cancel your Instalment Plan(s) at any time through your Online Account or the Amex App. Any billed Monthly Plan Fees will remain payable, but no further Monthly Plan Fees will be billed after cancellation is effective. As cancellation can take 24-48 hours to process (“Processing Time”), you may be charged a further monthly plan fee after requesting cancellation if the Processing Time occurs on your payment date. View the full Plan It® Instalment Terms and Conditions here. The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Velocity Platinum Credit Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Velocity Platinum Credit Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs. This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
Fuel purchases are one of the easiest and most lucrative ways to earn loyalty points in Australia.
Most households spend a considerable amount on fuel, and over time the points earned on that spend can really add up, leading to valuable rewards.
BP Rewards is a flexible loyalty program that lets you earn points every time you fill up or buy items in store at bp.
Thanks to the program’s partnership with Qantas Frequent Flyer, customers can choose to earn either BP Points or Qantas Points.
If you haven’t yet joined BP Rewards, you can sign up for free here and start earning points straight away.
Here’s an overview of how the program works.
Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
Earning points
When you sign up to BP Rewards, you can choose to earn either Qantas Points or BP Points on purchases, with the option of switching between the two points currencies later (more on that below).
Naturally, if you want to earn Qantas Points, you need to be a member of the Qantas Frequent Flyer program and link your account to BP Rewards. If you’re not already a Qantas Frequent Flyer member, you can join for free here.
The points earn rate at bp is the same whether you’re earning Qantas Points or BP Points. Customers can receive:
2 points per litre of BP Ultimate Unleaded
1 point per litre of all other fuel
1 point per $1 spent on eligible items in-store.
There’s no cap on the amount of points you can earn.
You can further boost your points tally by taking advantage of exclusive offers, which bp sends out by email. These offers can also be viewed online or in the BPme app.
Most in-store purchases are eligible to earn points. Some of the notable exclusions are purchases of smoking/tobacco products and accessories, gift cards, lottery products, and pre-paid mobile telephones and phone cards.
To earn points, simply scan your BP Rewards card or digital card in the BPme app before payment. You can also earn points automatically whenever you use the BPme app to pay for fuel from your car.
Alternatively, you can scan your Qantas Frequent Flyer card or Qantas App, which makes the process super easy.
Finally, you can effectively ‘double dip’ on points by paying with a Qantas Points-earning credit card, such as our favourite: the Qantas Amex Ultimate Card.
Earning points with a BP Plus fuel card
If your business or organisation has a BP Plus fuel card (which is an account that is paid off each month), you can also earn points with BP Rewards.
Simply register for BP Rewards, and when you scan your BP Rewards card and pay with BP Plus, you’ll earn:
1 point per litre of BP Ultimate Unleaded
1 point per 2 litres of all other fuel
1 point per $2 spent on eligible items in-store.
BP Plus card holders also have the option of earning Qantas Points. All you need to do is join Qantas Business Rewards and continue to use your BP Plus fuel card.
Switching between earning BP Points and Qantas Points
One of the great features of BP Rewards is that you can switch between points options at any time. To do so, simply log into your account and go to the Choose My Points section.
If you switch from BP Points to Qantas Points, your BP Points balance will be converted to Qantas Points and transferred to your Qantas Frequent Flyer account.
If you switch from Qantas Points to BP Points, your Qantas Frequent Flyer balance does not change. Instead, any Qantas Points earned will remain in your Qantas Frequent Flyer account and future transactions will earn BP Points.
Using points
BP Points can be redeemed for dollars off at bp or for David Jones eGift Cards.
For example, if you have 1000 BP Points, you can get $10 off your bill at bp or a $10 David Jones eGift Card.
As savvy readers will already have worked out, that means you’re getting exactly 1 cent of value per BP Point redeemed, which is a solid deal.
You should opt to earn Qantas Points at bp only if you intend to use those points for travel.
That’s because using Qantas Points for reward flights or upgrades typically yields more than 1 cent of value per point.
However, using Qantas Points for other things (e.g. gift cards) usually gets you less than 1 cent of value per point, so you’re better off just earning BP Points in that case.
Summing Up
BP Rewards lets customers make their hard-earned money go further by earning either BP Points or Qantas Points every time they fill up or purchase items in-store at bp.
Those points can be used for dollars off at bp, gift cards or travel.
BP Rewards is flexible and easy to use, and any Aussie motorist who enjoys earning points and the option of flexible rewards should consider signing-up.
Want a big boost of Qantas Points? Get up to 100,000 bonus points + an annual $450 Qantas Travel Credit with our favourite card for points, rewards and benefits: the Qantas American Express Ultimate Card!
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Customer notice: this article provides general information only and does not consider personal circumstances. We may receive a commission if you apply for a card via our Amex partner link (read more in our Cards Disclosure). Thank you for your vital support!
If you’re a business owner who loves to travel, right now there’s a great sign-up offer with Amex’s top Qantas business card: the American Express® Qantas Business Rewards Card.
New American Express® Card Members can earn 170,000 bonus Qantas Points when you apply online via our partner link
by 16 June 2026, are approved, and spend $6,000 on eligible purchases on your Card within 3 months of your approval date (new Amex Card Members only; T&Cs apply).¹
This Card also comes with a range of ongoing perks, including two domestic Qantas Club Complimentary Lounge Invitations each year after your first Card spend on selected Qantas products and services², a strong earn rate⁴ on everyday business spend, up to 99 complimentary Employee Cards⁵, complimentary travel insurance⁶ for you and Employee Card Members, and more.
Here’s an overview of the benefits you can enjoy.
1. Earn points on business spend and fly with top airlines
You’ll turbocharge your points balance by earning 1.25 Qantas Points per $1 spent on everyday business purchases – one of the highest Qantas Points earn rates in Australia.
For Qantas products and services, you’ll earn 2 Qantas Points per $1 spent, while with utilities, government bodies and non-Amex issued insurance you’ll earn 0.5 points per $1 spent.
After a total of 500,000 Qantas Points is earned in a calendar year, the everyday business earn rate will change from 1.25 to 0.75 Qantas Points per $1 spent.⁷
Hundreds of thousands of businesses accept Amex in Australia, and that number is growing, so there’s no shortage of places where you can earn points with this card.
The points will be credited to your business’ Qantas Business Rewards (QBR) account.⁸ QBR is Qantas’ loyalty program for businesses and membership is complimentary with your card.
From there, you can transfer points to any Qantas Frequent Flyer member including yourself, employees or family members.⁹
You can use those points to fly with Qantas and an array of international partners, including top airlines like American Airlines, British Airways, Cathay Pacific, Emirates, Japan Airlines, Qatar Airways and more.
With so many partners to choose from, the whole world is within reach.
2. Relax in a Qantas Club twice a year
Relax before your next flight in style, even if you’re flying economy.
You’ll receive two domestic Qantas Club Complimentary Lounge Invitations each year after your first Card spend on selected Qantas products and services, such as flights.
Relax in a Qantas Club twice a year
You can use the passes for yourself or a travel partner, or easily transfer them to someone else.
3. Travel securely with domestic and overseas travel insurance
You’ll receive domestic and international travel insurance cover for you, your family and Employee Card Members when the card is used to pay for return travel.
You’ll be covered for:
inconvenience costs (flight delays and cancellations, and luggage delays)
medical expenses
damaged, destroyed, lost, or stolen baggage, money and documents
trip cancellation costs
transport accidents
personal liability
COVID-related trip change and cancellation costs.
If you’re currently paying for travel insurance and this cover meets your needs, you could potentially save money by relying on it.
4. Save time and money with other features
Your business will also benefit from these features:
up to 99 complimentary Employee Cards linked to the account, which can help you earn more points while easily keeping track of expenses across the business
cashflow boost: this is a charge card, which means you have up to 51 days¹⁰ to pay off purchases without incurring interest, or you can choose to pay off a portion of the balance over time up to your Flexible Payment Option (FPO) limit¹¹ (interest charges apply)
access a line of unsecured funding with flexible spending power¹²: this means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your businesses credit rating, and other factors.
save up to 10% on the base fare of eligible Qantas flights¹³
use your card with Apple Pay, Google Pay or Samsung Pay
direct feeds into MYOB¹⁴, Xero and other accounting software.
Plus 170,000 bonus Qantas Points
Receive 170,000 bonus Qantas Points when you apply online via our partner link
by 16 June 2026, are approved, and spend $6,000 on eligible purchases on your Card within 3 months of your approval date (new Amex Card Members only; T&Cs apply).¹
This offer is only available to new American Express Card Members. That means you must not have held an American Express card in the last 18 months. However, you are eligible if you’re an Additional Card Member on someone else’s account (including a corporate account).
The card annual fee should be tax deductible when used for business purposes.
The minimum annual business revenue to qualify is $75,000 and you need to hold a valid ABN that is registered for GST.
We’re delighted to partner with Amex to bring our readers this offer. It’s only available for a limited time via our partner link below. You could be booking a holiday in no time!
Important: This article is not intended to suggest that you should apply for a card. You should seek independent, professional advice and consider your personal circumstances before deciding to apply for a card.
American Express approval criteria applies. Subject to Terms and Conditions. Fees and charges apply. All information is correct as at 2 October 2024 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited (ABN 92 108 952 085). ®Registered Trademark of American Express Company.
Offer only available to new American Express Card Members who apply by 16 June 2026, are approved and spend $6,000 on eligible purchases on their new Card in the first three (3) months from the Card approval date. Eligible purchases do not include Card fees and charges, for example annual fees, interest, late payment, cash advances, balance transfers, traveller’s cheques and foreign currency conversion. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the past 18 months are ineligible for this offer. 170,000 bonus Qantas Points will be awarded to the eligible Card Member’s Account 8-10 weeks after the spend criteria has been met. Subject to the American Express® Qantas Business Rewards Card Points Terms and Conditions. $450 Annual Card Fee applies. This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer.
Your business is eligible to receive two domestic Qantas Club Complimentary Lounge Invitations each anniversary year of your American Express Qantas Business Rewards Card (Card) Membership, provided that: (a) the Primary Card Member is a Qantas Frequent Flyer member; (b) your business makes a purchase on selected Qantas products and services; and (c) you have registered your business’s Qantas Frequent Flyer number with your business’s Card Account. Selected Qantas products and services are the purchase of (a) a Qantas passenger flight departing from Australia with a QF flight number, purchased in Australian Dollars (AUD) directly from Qantas.com.au using your business’s Card that appears on your Card statement; or (b) using your Card to pay for joining or annual fees for Qantas Frequent Flyer, Qantas Business Rewards or Qantas Club membership. Within 2 weeks of purchasing selected Qantas products and services, two Qantas Club Complimentary Lounge Invitations will be assigned to the Qantas Frequent Flyer account nominated by your business. If your Qantas Frequent Flyer member information requires updating, call the number on the back of your Card. In order to use your invitations, login to your Qantas Frequent Flyer Account or use the Qantas App to access your invitations and link them with an eligible Qantas flight booking prior to use (must be done at least 24 hours prior to your departure time). Each Qantas Club Complimentary Lounge Invitation is valid for a single visit by one guest to a domestic Qantas Club Lounge only and must be used prior to expiry. Access and use are subject to the Complimentary Lounge Invitation Terms and Conditions and the Lounge Entry Terms and Conditions. Invitations may be revoked or withheld if your business’s Card account is not in good standing, if the selected Qantas products and services are refunded in full, or if you have not complied with the Complimentary Lounge Invitation Terms and Conditions, and the American Express Business Terms and Conditions.
A business must be a Qantas Business Rewards Member to earn Qantas Points for business. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions. Your business will earn 1.25 Qantas Points per $1 of everyday spend, which does not include annual fees, late payment fee and fees and charges for foreign currencies. Your business will earn 0.5 Qantas Points per $1 spent at participating merchants classified as ‘utilities’ including gas, water and electricity providers; ‘government’ including the Australian Taxation Office, the Australian Postal Corporation, federal/state and local government bodies; and ‘insurance’ excluding insurances offered by American Express. Industry specific earn rate may apply when you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. For example a payment made to Local Government bodies processed through a payment aggregator may earn rates at the government earn rate. Your business will earn 2 Qantas Points per $1 spent on the following Qantas Products and Services purchased on the Qantas merchant account (i.e. directly from Qantas): Qantas passenger flights (with a QF flight number), Qantas Holidays, Qantas Branded non-airfare products, and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar. For the full list of exclusions, please refer to the American Express Qantas Business Rewards Card Points Terms and Conditions.
Employee Card Members must be over 18 years of age. The Business and the Primary Card Member are jointly and severally liable for all Employee Card spending. Each employee is entitled to only one (1) Employee Card.
The insurance on American Express Cards is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits). You must use your American Express Qantas Business Rewards Card to pay for your trip in order to be covered under the travel insurance and pay for eligible items for those items to be covered under the retail insurance benefits. It is important you read the American Express Qantas Business Rewards Card Insurance Terms and Conditions and consider whether the insurance is right for you. We do not provide advice about the insurance or whether it is appropriate for your objectives, financial situation or needs.
This insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy of insurance held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Access to this insurance is provided solely by reason of the statutory operation of section 48 of the Insurance Contracts Act 1984 (Cth). Card Members are not a party to the group policy, do not have an agreement with Chubb and cannot vary or cancel the cover. American Express is not the insurer, does not guarantee or hold the rights under the group policy on trust for Card Members and does not act on behalf of Chubb or as its agent. American Express is not an Authorised Representative (under the Corporations Act 2001 (Cth)) of Chubb.
From 10 January 2024, once you have earned a total of 500,000 Qantas Points on your Card Account in a calendar year, your earn rate of 1.25 Qantas Points per $1 spent will change to 0.75 Qantas Points per $1 spent on everyday business purchases. All other earn rates (Qantas products, services and government, utilities and insurances spend) will remain unchanged. The points threshold is based on eligible Qantas Points earned during a calendar year and will be reset on 1 January each year. Qantas Points earned by all Card Members on a Card Account contribute to the 500,000 points threshold each calendar year. Bonus points earned from Acquisition bonus offers and marketing campaigns are excluded from the threshold.
A business must be a Qantas Business Rewards Member to earn Qantas Points. A one-off joining fee of $89.50 usually applies, however this will be waived for any business that has an existing American Express Qantas Business Rewards Card. Membership and the earning of Qantas Points as a business are subject to the Qantas Business Rewards Terms and Conditions. Points are earned in accordance with and subject to the American Express Qantas Business Rewards Card Points Terms and Conditions.
In order to transfer Qantas Points from a Qantas Business Rewards account to an individual’s Qantas Frequent Flyer account, the business account must have a balance of at least 3,000 Qantas Points. You must be a Qantas Frequent Flyer member to earn and redeem Qantas Points. A joining fee may apply. Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions. We recommend you consult your accountant or tax adviser to ensure you understand possible tax implications, for example fringe benefits tax (if applicable).
Extend your cash flow by up to 51 days: Depending on your method of payment, when you make a purchase, when your statement is issued and whether or not you are carrying forward a balance on your account from your previous statement period. If you pay by direct debit, your payment will be processed 10 days after your statement is issued.
With Flexible Payment Option, you will be charged interest if you do not pay your Closing Balance in full by the due date each month. Please refer to your monthly statements for the current interest rate. Please refer to the full Flexible Payment Option Terms and Conditions.
Unless Amex tells you otherwise, your American Express Charge card comes with flexible spending power, also known as no-pre-set spending limit. This means that the amount you can spend is dynamic and can adapt based on your transaction patterns, your business’ credit rating, and other factors. The way you use your Card can help your spending power grow, particularly in the first few months. To help maximise your spending power, make regular transactions and don’t miss any payments.
Savings are available exclusively to Qantas Business Rewards Members on the base fare of selected fares only and do not apply to taxes, fees and carrier charges. Availability is limited. Member Deals are subject to the Qantas Business Rewards Terms and Conditions.
MYOB bank feed is available to American Express Cards issued by American Express Australia Limited with the exception of American Express Corporate Cards. The Card must be active at the time of enrolment.
Finnair has announced a surprise new long-haul destination for its expanding network: Melbourne!
The airline plans to begin service in late October 2026, operating daily with an Airbus A350 on a Helsinki–Bangkok–Melbourne routing.
The first flight is expected to operate on 25 October 2026, subject to government approval, and flights are scheduled to be available for booking from later today.
Finnair positions the new route as a two-way opportunity: for European travellers heading to Australia, and for Australians connecting via Helsinki into northern Europe and beyond.
According to the announcement, the schedule is designed to support connections and aircraft utilisation:
Outbound: Depart Helsinki shortly after midnight, arrive Bangkok in the afternoon, then continue to Melbourne after a brief stop, arriving the following morning.
Return: Depart Melbourne in the afternoon, stop in Bangkok in the evening, then arrive in Helsinki early the next day, timed to connect with morning departures across Europe.
Finnair’s current A350 long-haul Business Class product is built around the Collins “AirLounge” seat, designed with a fixed, contoured shell and no traditional recline.
Arranged in a 1-2-1 layout, Finnair describes the seat as intentionally “furniture-like,” aiming to increase personal space and allow multiple sitting positions (including sitting cross-legged), while still enabling a lie-flat sleeping surface. Instead of the seat moving, it’s all up to the passenger to rearrange and get comfortable!
The airline also offers premium economy in a 2-4-2 layout …
… and economy in a 3-3-3 layout.
Finnair says its 2026 network is planned to include 93 European destinations, 11 Asian destinations, seven North American destinations (including Toronto opening in summer 2026), and two Middle East destinations.
Finnair is a member of the oneworld alliance and counts Qantas as a partner for earning and redeeming frequent flyer points.
Qantas has announced the opening of its newly renovated and expanded International Lounge at Auckland Airport, scheduled to welcome passengers from December 17, 2025. The launch comes ahead of the peak summer holiday season and amid a broader expansion of the airline’s trans-Tasman network.
The new facility represents a significant upgrade from the previous space, with a footprint that is 60 percent larger. According to the airline, the lounge now has the capacity to accommodate over 370 customers and features dedicated zones designed for dining, working, and relaxation.
Qantas International CEO Cam Wallace stated that the new lounge is a key part of the airline’s investment in its global network, noting Auckland’s role as a major hub for connecting passengers across the Tasman and onto long-haul routes.
New Dining Concepts
A notable addition to the Auckland lounge is a dedicated à la carte dining area reserved for Platinum One and Platinum Frequent Flyers. This marks the first time such a feature has been introduced across the Qantas global lounge network.
A la carte dining
The menu, curated by Qantas Creative Director of Food, Beverage and Service Neil Perry, will focus on local New Zealand produce. Offerings include crumbed local fish and chips, alongside established airline staples such as salt and pepper squid and pavlova.
For other guests, the lounge offers a buffet, a gelato station, and a cocktail bar serving New Zealand wines, premium beverages, and barista-made coffee.
Casual seating and dining
Design and Amenities
Designed by David Caon in collaboration with Architectus, Akin Atelier, and Simon James Design, the interior aims to reflect the local landscape. The space incorporates living green walls, travertine tiles, and terrazzo tabletops.
“We approached every element with careful attention to detail, pairing materials long associated with the airline’s palette with those introduced specifically to reflect the local region,” said Caon.
The lounge is furnished with bespoke pieces upholstered in New Zealand wool and leather. A focal point of the design is a four-metre artwork by artist Gabrielle Penfold, depicting North Head, Devonport.
To cater to modern traveler needs, 70 percent of the seating is equipped with charging points. The facility also includes 15 shower suites, intended to support passengers on long-haul journeys, such as the direct service between Auckland and New York.
Operational Expansion
The opening of the lounge aligns with Qantas’ plans to expand its operations in the region. The airline has indicated it will add new routes and increase capacity across the Tasman in 2026 to meet demand during peak travel periods, including the Christmas holidays and the April school break.
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