Are you a doctor, dentist or vet who loves to travel? If so, we’ve teamed up with BOQ Specialist to bring you the exclusive opportunity to get 50,000 bonus Qantas Points1 or Velocity Points1 with the BOQ Specialist Signature credit card: one of Australia’s most rewarding cards. The last day to apply is Saturday 31 August 2019.
BOQ Specialist is a division of Bank of Queensland which caters to medical, dental and veterinary professionals with products designed to meet their personal and business needs.
One such product is the feature-packed Signature card, which comes with a competitive earn rate on spend, worldwide airport lounge access, special benefits when staying at luxury hotels, complimentary travel insurance cover, and much more.
The exclusive offer of 50,000 bonus Qantas Points1 or Velocity Points1 is only available when you apply via our partner link
by 31 August 2019, are approved, and spend $3,000 or more within the first three months of opening your account.
This is more than double the current bonus Points amount available anywhere from BOQ Specialist, including by going to BOQ Specialist directly (the offer there is only 20,000 bonus Points), and it may be enough to bring your next holiday within reach (more on that below).
Here’s an overview of the valuable card benefits you can enjoy.
1. Receive a competitive Points earn rate on spend
Choose between the Qantas Frequent Flyer and Velocity Frequent Flyer programs to earn either Qantas Points2 or Velocity Points3 on eligible purchases.
Your Points balance has the potential to soar thanks to a competitive earn rate of 1 point for every $1 spent in Australia up to $10,000 each month, after which you earn 0.5 Points for every $1 spent for the remainder of the month1.
International purchases earn 1.5 Points for every $1 spent, uncapped. In addition, if you opt for the Signature Qantas card, you’ll get an extra 1 Point for every $1 spent on selected Qantas products and services in Australia, like flights booked directly with Qantas2.
If you’d like to segregate different types of purchases to make bookkeeping easy, you can get complimentary additional cards with individual monthly statements under the one account.
Finally, you can also access a special feature called Asset Finance on Card, which allows you to finance equipment for your practice or a car and earn Points on both the financed amount and the repayments at 1 Point for every $1 spent, uncapped. A 1.5% processing fee applies.4
For example, a BOQ Specialist client who finances $100,000 in equipment could earn 100,000 Qantas Points or Velocity Points.
You can then elect to make your monthly loan repayments through the card, with the same special 1:1 Points earn rate.
All Points earned on asset finance and repayments sit outside the 10,000 1:1 Point cap each month, leaving that open for earning Points on other eligible purchases.
2. Enjoy worldwide airport lounge access with Priority Pass
Relax before your next flight in style with complimentary membership to Priority Pass5, the world’s biggest lounge network – including complimentary access to more than 1,200 airport lounges in 143 countries.
Each time you visit, you can also bring in one guest for free, while additional guests are currently charged US$27 per person (AU$39 at the time of writing).
Kick back and relax in a Priority Pass lounge
This is a very valuable benefit: if you were to purchase a Priority Pass membership with unlimited lounge entries for the primary member only, the current cost is US$429 (approximately AU$621) per year!
Having access to an airport lounge not only makes travelling more fun, but it also gives you a space to refresh on long journeys or get some work done if you’re ‘on the road’.
Priority Pass membership also enables you to access airport dining, retail and spa discounts. For example, at some airports, you can get a credit worth AU$36 per person (AU$72 maximum) to spend at selected restaurants.
3. Enjoy premium hotel benefits through the Visa Luxury Hotel Collection
The Visa Luxury Hotel Collection6 includes more than 900 of the world’s most intriguing and prestigious properties, from boutique gems to world-famous hotels.
When booking you could receive the following benefits:
- Best available rate guarantee
- Automatic room upgrade upon arrival, when available
- Complimentary breakfast for two
- US$25 food or beverage credit (approximately AU$36 at the time of writing)
- VIP Guest status
- Complimentary in-room Wi-Fi, when available
- Late check-out upon request, when available.
Enjoy premium benefits through the Visa Luxury Hotel Collection
These benefits can really elevate your hotel experiences.
4. Travel securely with comprehensive travel insurance cover
You’ll receive complimentary overseas travel insurance cover for you, your spouse and dependent children when you pay for return airfares with your card or book with Velocity Points or Qantas Points (or a combination of card and Points)7.
The comprehensive insurance cover includes:
- Unlimited Travel Cancellation Cover (excludes agent’s cancellation fee)
- Travel Delay Cover up to $1,000 per person, up to a maximum of $2,000 per each BOQ Specialist credit card account
- Unlimited Medical Emergency Expenses Cover (limits apply for emergency dental treatment)
- Baggage, Money and Documents Cover up to $15,000 per person, up to a maximum of $20,000 (subject to sub-limits)
- Personal Liability Cover up to $2,500,000
- Various other protections, as outlined in the policy document.
You’ll also receive Global Hire Car Excess Waiver cover of up to $5,000 (subject to $250 excess per claim) when you pay for a car hire with your card.
In addition, you and your family get domestic flight cover, which provides cover for flight or luggage delays, travel cancellations and loss or damage to personal items, when on an interstate holiday of up to 14 days, provided you paid for return airfares with your card.
It is important to review the full insurance T&Cs, which are available here, before deciding if this product is right for you.
5. Access a range of other benefits
You can take advantage of many other benefits with this card, including:
- Up to nine additional cards linked to the primary account
- Up to 55 days interest free on purchases (thereafter the interest rate is 20.5%)
- Easy integration with financial accounting systems such as Xero and MYOB
- Purchase Security Insurance: if an eligible item is stolen or damaged within 90 days of purchase, get a repair or credit of the purchase amount to your account, up to $5,000 per eligible item, capped at $25,000 in any one year (subject to $250 excess)
- Extended Warranty Insurance: get extended warranty on eligible products worth up to $5,000 (including GST) with a manufacturer’s warranty of up to four years (claims are capped at $25,000 per year and subject to $250 excess)
- Best Price Guarantee: if within 30 days of purchasing an eligible item using your BOQ Specialist card, it’s advertised by the same store for at least $100 cheaper, you’ll receive the difference up to $1,000 (claims are capped at $1 000 per year)
- Golfers’ Insurance: cover of up to $2,500 against theft of or accidental damage to your golf clubs
- Visa Premium8 benefits like 24/7 concierge, exclusive access to concert tickets, and discounts to events and experiences.
Plus 50,000 bonus Points1
Receive either 50,000 bonus Qantas Points or Velocity Points when you apply online via our partner link
by 31 August 2019, are approved for the BOQ Specialist credit card and spend at least $3,000 within the first three months of opening the account.
Together with the Points earned on spend you could be closer to taking off overseas. For example:
- if you opt for Qantas Points, you could fly from Sydney to Singapore with Qantas on a Return Economy Classic Flight Reward from 50,400 Points (plus $267.34 taxes, fees and carrier charges) – or fly one-way on a Business Classic Flight Reward from 60,000 Points (plus $332.22 taxes, fees and carrier charges)9
- if you opt for Velocity Points, you could fly from Melbourne or Sydney to Hong Kong in a return Economy Reward Seat with Virgin Australia, from 55,600 Velocity Points (plus $253.36 taxes, fees and carrier charges)10.
Take off to Asia with your Points
The annual card fee is $400, while the minimum income to qualify is $120,000 per annum.
Don’t miss this exclusive opportunity to apply for one of Australia’s most rewarding credit cards and to have the chance to give your frequent flyer account a big boost. It’s only available for a short time via our partner link below.
This article is sponsored by BOQ Specialist. BOQ Specialist has asked us to highlight the following disclaimers and terms and conditions:
The credit provider of these products and services is BOQ Specialist – a division of the Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 (“BOQ Specialist”) BOQ Specialist products, including the BOQ Specialist Credit Card, are available only to eligible medical, dentistry and veterinary professionals or students.
1Offer is available to clients who apply for a BOQ Specialist Signature credit card via the partner link before 31 August 2019, are approved and spend $3,000 on eligible purchases within the first three months of receiving the card. Not available in conjunction with any other credit card offer. Available to new credit card holders only. Terms and conditions, fees and charges and lending and eligibility criteria apply. We reserve the right to cease offering this product at any time without notice. Subject to BOQ Specialist Credit approval process. BOQ Specialist is not offering financial, tax or legal advice. You should obtain independent financial, tax and legal advice as appropriate. An annual credit card fee of $400 will apply. Other fees and charges may apply.
The Signature card will earn you 1 Qantas or Velocity Point for every $1 spent on eligible purchases in Australia up to 10,000 Points per month, and 0.5 Points per $1 thereafter and 1.5 Qantas or Velocity Points for every $1 spent on eligible international purchases.
2You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. Complimentary membership is available when you sign up to a BOQ Specialist credit card or to existing members who are not already Qantas Frequent Flyer members who apply for membership online. Qantas Frequent Flyer Membership and Qantas Points are subject to the Qantas Frequent Flyer program Terms and Conditions, available at qantas.com/terms. Qantas Points will be earned on eligible transactions in accordance with the BOQ Specialist Qantas Rewards Program Terms and Conditions. See definition of Eligible Transaction in the BOQ Specialist Qantas Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchases for Qantas Points to be credited to your Qantas Frequent Flyer account. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased directly on the Qantas merchant account (i.e. directly with Qantas or some travel agents) and Qantas Club and Qantas Frequent Flyer membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products, and any Qantas products and services not purchased directly from Qantas.
3To earn and redeem Velocity Points you must be a Velocity member. Velocity Frequent Flyer membership and Velocity Points earn and redemption are subject to the Velocity Frequent Flyer Terms and Conditions, as amended from time to time. Velocity Points are earned in accordance with the BOQ Specialist Velocity Rewards Program Terms and Conditions. Velocity Points are earned on Eligible Transactions only. See definition of Eligible Transaction in the BOQ Specialist Velocity Rewards Program Terms and Conditions. Please allow 6-8 weeks after purchases for Velocity Points to be credited to your Velocity Frequent Flyer account.
BOQ Specialist recommends that you seek independent tax advice in respect of the tax consequences (including fringe benefits tax, and goods and services tax and income tax) arising from the use of this product or from participating in the Qantas Frequent Flyer program or the Velocity Frequent Flyer program.
4If you elect to make loan repayments on your BOQ Specialist Credit Card, a 1.5% processing fee applies on the amount of each repayment. Repayments on overdrafts and lines of credit are not available to make via BOQ Specialist Credit Card.
5One complimentary Priority Pass™ Standard Membership, with unlimited lounge visits for the primary cardholder is a special feature of the Signature Card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard Membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to unlimited visits to Priority Pass™ lounges and may bring one guest per visit free of charge. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Priority Pass™ has introduced seven airport dining offerings within Sydney Kingsford Smith International Airport. Priority Pass™ Members will receive AU$36 credit off the final bill at each outlet, for themselves and their guests at the lounge at Sydney International Airport. Membership is subject to the Priority PassTM Conditions of Use available at www.prioritypass.com.
6Signature cardholders receive exclusive benefits at select hotels. Terms and Conditions apply, visit visasignaturehotels.com for more information.
7BOQ Specialist card insurances are underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) (Chubb). BOQ Specialist has entered into master policies for the benefit of cardholders. Terms, conditions, exclusions, limits and eligibility criteria apply to insurances. You should make sure you pay special attention to the benefits, eligibility and exclusions. It is particularly important to do this before travelling or purchasing goods as your cover may not be sufficient for your personal circumstances.
8The Visa Premium and Visa Concierge are provided by a third party supplier. For details of this service refer to visapremium.com.au/concierge. Signature cardholders receive exclusive access to unique events. Each event will be subject to separate terms and conditions. See visapremium.com.au for more information.
9Classic Flight Reward seats are subject to capacity controls, availability is limited and some flights may not have any Classic Flight Rewards available. Some flights are operated by partner or subsidiary airlines. Qantas Points plus taxes, fees and carrier charges are accurate as at 12 July 2019, but may vary at the time of booking. Status Credits and Qantas Points will not be earned on Classic Flight Rewards. Visit Classic Flight Rewards for more information.
10The quoted redemption fares are correct as at 1 July 2019 and are subject to change. Fares are subject to availability, and seats are limited and may not be available at peak times or on all flights. Price is based on a one way or return economy Reward Seat fare or business Reward Seat fare as specified, and must be booked on the Velocity website. Taxes, fees and carrier charges are payable in addition to Velocity Points redeemed and are not eligible for Points earn. Price may vary until ticketed. All payments made by debit/credit card are subject to a payment surcharge. For Rewards Seat bookings on: (i) Virgin Australia operated flights; (ii) Delta Air Lines operated and marketed flights between Sydney and Los Angeles; or, (iii) Etihad Airways operated flights, a carrier charge will apply, view more information here. Add $40 or 5,200 Points for domestic and international short haul bookings or $70 or 8,800 Points for international long haul booking per person for bookings made on the phone. A checked baggage allowance is included in your fare, view Reward Seat Baggage Allowances for details. Name changes are not permitted. Other changes, refunds and cancellation are permitted prior to travel and may incur a fee and any applicable fare difference. You may also be entitled to a refund under the Australian Consumer Law in certain circumstances. View the Velocity Rewards Seat fare rules for more information. Some flights may be operated by a partner airline. Different baggage allowances and conditions may apply to these flights. Full terms and conditions at velocityfrequentflyer.com.
The financial services material on this webpage has been prepared by BOQ Specialist – a division of Bank of Queensland Limited ABN 32 009 656 740 AFSL and Australian Credit Licence no. 244616 and not by Qantas Frequent Flyer (QFF) Velocity Frequent Flyer (VFF). QFF and VFF do not hold an Australian financial services licence to provide financial product advice and do not exercise control over the content on this webpage. QFF and VFF do not take responsibility for any financial product advice contained on this webpage.
All monetary amounts are stated in Australian dollars unless otherwise specified. Amounts which are in foreign currency and converted to Australian dollars are as at 29 July 2019 and may be subject to change without notice. BOQ Specialist does not guarantee the accuracy or otherwise of the conversion of the amounts from a foreign currency to Australian dollars and is not liable for any omission, errors or inaccuracies. You should confirm the latest foreign exchange rates prior to making any decision about a particular transaction.